2014 Lexus ES 300h Car Insurance Calculator

Discover how changes to risk factors and vehicle options impact the insurance cost for a 2014 Lexus ES 300h. Play around with factors like driver's age, policy discounts, ES 300h trim level, and driving record. Find out instantly if the choice you make has an impact on rates and why.

The average estimated car insurance premium for a 2014 Lexus ES 300h is $1,902 per year, or about $159 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,902

Cost Per Month

$159

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus ES 300h Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Lexus ES 300h.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,902
Average Rate
Your Rate
$1,902

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Lexus ES 300h trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Lexus ES 300h is $1,902.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Lexus ES 300h Segment Comparison

The table below compares insurance rates for the 2014 Lexus ES 300h against all other models in the midsize luxury car segment. The Lexus ES 300h is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus ES 300h, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus ES 300h.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Lexus ES 300h Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura TSX$1,482-$420
2Acura ILX$1,524-$378
3Lincoln MKZ$1,536-$366
4Acura TL$1,586-$316
5Lexus ES 350$1,718-$184
6Mercedes-Benz CLA250$1,768-$134
7Audi A6$1,802-$100
8Audi S5$1,810-$92
9Mercedes-Benz SLK55 AMG$1,816-$86
10Mercedes-Benz C350$1,888-$14
11Lexus ES 300h$1,902--
12Lexus ES 300H$1,902$0
13BMW 435i$1,930$28
14Mercedes-Benz E250$1,934$32
15BMW 428xi$1,936$34
16Mercedes-Benz E350$1,946$44
17Infiniti Q50$1,952$50
18Mercedes-Benz E400$1,956$54
19Lexus GS 350$1,958$56
20BMW 528xi$1,962$60
21BMW 535i$1,972$70
22Audi RS 5$1,978$76
23BMW 428i$1,982$80
24Mercedes-Benz CLA45 AMG$1,986$84
25Hyundai Genesis$1,988$86
26Volvo S80$1,994$92
27BMW 435xi$2,000$98
28BMW 535xi$2,008$106
29BMW Activehybrid 5$2,036$134
30Mercedes-Benz E550$2,042$140
31Jaguar XF$2,050$148
32Audi S6$2,064$162
33Audi S4$2,066$164
34Cadillac ELR$2,078$176
35Jaguar XK$2,080$178
36BMW 528i$2,084$182
37BMW 535d$2,094$192
38BMW 550i$2,096$194
2014 Midsize Luxury Car Average$2,126$224
39BMW 550xi$2,134$232
40Audi A7$2,194$292
41BMW 640i$2,196$294
42BMW 640xi$2,224$322
43Mercedes-Benz SL550$2,258$356
44Audi S7$2,310$408
45BMW 650xi$2,390$488
46BMW M5$2,394$492
47Jaguar XKR$2,470$568
48BMW M6$2,498$596
49Tesla Model S$2,512$610
50Mercedes-Benz SL63 AMG$2,596$694
51Mercedes-Benz CL63 AMG$2,858$956
52Mercedes-Benz SL65 AMG$3,212$1,310
53Mercedes-Benz SLS AMG$3,390$1,488

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 ES 300h Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Lexus ES 300h.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Lexus ES 300h Insurance Rates by Trim Level
2014 Lexus ES 300h Trim Level Annual Premium Cost Per Month
Sedan$1,902$159

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Lexus ES 300h for different driver ages.

2014 Lexus ES 300h Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,017$585
17$6,733$561
18$5,911$493
19$5,421$452
20$4,116$343
21$3,924$327
22$3,489$291
23$2,901$242
24$2,724$227
25$2,206$184
30$2,018$168
35$1,958$163
40$1,902$159
45$1,788$149
50$1,698$142
55$1,588$132
60$1,592$133
65$1,694$141
70$1,860$155
75$2,224$185
80$2,754$230

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus ES 300h trim levels.