2015 Lexus ES 300h Car Insurance Calculator

Find out how changes to driver risk factors and vehicle options affect car insurance rates for a 2015 Lexus ES 300h. Ajust options like homeowner status, credit history, and policy coverages to see how insurance rates are affected. Know immediately if your change increases or decreases premiums and why.

The average estimated car insurance premium for a 2015 Lexus ES 300h is $1,948 per year, or about $162 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,948

Cost Per Month

$162

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus ES 300h Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Lexus ES 300h.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,948
Average Rate
Your Rate
$1,948

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Lexus ES 300h trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Lexus ES 300h is $1,948.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Lexus ES 300h Segment Comparison

The table below compares insurance rates for the 2015 Lexus ES 300h against all other models in the midsize luxury car segment. The Lexus ES 300h is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus ES 300h, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus ES 300h.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Lexus ES 300h Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,652-$296
2Acura ILX$1,662-$286
3Audi A3$1,702-$246
4Infiniti Q40$1,706-$242
5Volvo S80$1,712-$236
6Lincoln MKZ$1,726-$222
7Mercedes-Benz SLK55 AMG$1,744-$204
8Mercedes-Benz CLA250$1,808-$140
9Mercedes-Benz CLA45 AMG$1,838-$110
10BMW 528xi$1,848-$100
11BMW 428xi$1,886-$62
12Audi A6$1,926-$22
13Audi S4$1,928-$20
14Mercedes-Benz C400$1,930-$18
15Mercedes-Benz E350$1,946-$2
16Lexus ES 300h$1,948--
17Lexus ES 300H$1,948$0
18BMW 528i$1,956$8
19Mercedes-Benz C350$1,966$18
20Audi S5$1,978$30
21BMW 428i$1,994$46
22BMW 435xi$1,998$50
23Mercedes-Benz SL400$2,016$68
24Hyundai Genesis$2,030$82
25Infiniti Q50$2,064$116
26BMW Activehybrid 5$2,088$140
27BMW 550i$2,094$146
28Mercedes-Benz E550$2,098$150
29Mercedes-Benz E400$2,110$162
30BMW 435i$2,116$168
31Audi RS 5$2,134$186
32BMW 550xi$2,138$190
33Jaguar XF$2,162$214
34Mercedes-Benz E250$2,166$218
35BMW 535d$2,178$230
2015 Midsize Luxury Car Average$2,179$231
36Lexus GS 350$2,180$232
37BMW 535xi$2,196$248
38BMW 535i$2,200$252
39Mercedes-Benz CLS400$2,204$256
40Mercedes-Benz SL550$2,238$290
41Jaguar XK$2,274$326
42BMW 640xi$2,286$338
43Audi A7$2,294$346
44Audi S6$2,318$370
45BMW 640i$2,350$402
46BMW 650xi$2,392$444
47Jaguar XKR$2,478$530
48Mercedes-Benz S550E$2,498$550
49BMW M5$2,512$564
50Mercedes-Benz SL63 AMG$2,580$632
51Tesla Model S$2,590$642
52BMW M6$2,594$646
53Audi S7$2,612$664
54Mercedes-Benz SLS AMG$3,310$1,362
55Mercedes-Benz SL65 AMG$3,360$1,412

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 ES 300h Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Lexus ES 300h.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Lexus ES 300h Insurance Rates by Trim Level
2015 Lexus ES 300h Trim Level Annual Premium Cost Per Month
Sedan$1,948$162

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Lexus ES 300h for different driver ages.

2015 Lexus ES 300h Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,082$590
17$6,834$570
18$6,068$506
19$5,541$462
20$4,223$352
21$4,026$336
22$3,593$299
23$2,961$247
24$2,789$232
25$2,260$188
30$2,068$172
35$2,000$167
40$1,948$162
45$1,824$152
50$1,730$144
55$1,614$135
60$1,620$135
65$1,728$144
70$1,880$157
75$2,232$186
80$2,760$230

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus ES 300h trim levels.