2017 Lexus ES 300h Car Insurance Calculator

View in real-time how life choices impact car insurance rates for a 2017 Lexus ES 300h. Customize policy discounts, trim level options, driving record, and coverage amounts to learn how each affects rates. Know immediately if rates increase or decrease and why.

The average estimated car insurance premium for a 2017 Lexus ES 300h is $2,082 per year, or about $174 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,082

Cost Per Month

$174

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus ES 300h Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2017 Lexus ES 300h.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,082
Average Rate
Your Rate
$2,082

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2017 Lexus ES 300h trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2017 Lexus ES 300h is $2,082.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2017 Lexus ES 300h Segment Comparison

The table below compares insurance rates for the 2017 Lexus ES 300h against all other models in the midsize luxury car segment. The Lexus ES 300h is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus ES 300h, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus ES 300h.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2017 Lexus ES 300h Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,616-$466
2Lexus IS 300$1,856-$226
3Lexus RC 300$1,910-$172
4Mercedes-Benz AMG CLA45$1,940-$142
5Audi S5$1,968-$114
6Mercedes-Benz SLC300$1,978-$104
7Lexus ES 350$1,982-$100
8Genesis G80$1,998-$84
9Mercedes-Benz E300$2,040-$42
10Mercedes-Benz CLA250$2,052-$30
11Mercedes-Benz C350E$2,056-$26
12Audi A3$2,066-$16
13Lincoln MKZ$2,070-$12
14Lexus ES 300h$2,082--
15Lexus ES 300H$2,082$0
16BMW 430i$2,104$22
17Jaguar XE$2,148$66
18Audi A6$2,160$78
19Lexus GS 350$2,202$120
20BMW 540xi$2,210$128
21BMW 540i$2,216$134
22Jaguar XF$2,228$146
23BMW 440i$2,234$152
24BMW 530i$2,272$190
25Mercedes-Benz E400$2,284$202
26Mercedes-Benz AMG C43$2,310$228
27Mercedes-Benz SL450$2,312$230
28Mercedes-Benz E550$2,374$292
29BMW 535xi$2,382$300
30Infiniti Q50$2,384$302
31BMW 530xi$2,390$308
32Mercedes-Benz AMG E43$2,398$316
2017 Midsize Luxury Car Average$2,401$319
33BMW 535i$2,414$332
34Mercedes-Benz AMG C63$2,546$464
35Audi S6$2,554$472
36BMW 550xi$2,576$494
37BMW 640i$2,600$518
38Mercedes-Benz SL550$2,632$550
39BMW 640xi$2,650$568
40Lexus GS F$2,658$576
41Tesla Model S$2,710$628
42BMW 650xi$2,724$642
43Audi A7$2,752$670
44Mercedes-Benz S550E$2,842$760
45Audi S7$2,868$786
46BMW M6$3,066$984
47Mercedes-Benz SL63 AMG$3,122$1,040
48Mercedes-Benz SL65 AMG$3,838$1,756

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2017 ES 300h Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2017 Lexus ES 300h.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2017 Lexus ES 300h Insurance Rates by Trim Level
2017 Lexus ES 300h Trim Level Annual Premium Cost Per Month
Sedan$2,082$174

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2017 Lexus ES 300h for different driver ages.

2017 Lexus ES 300h Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,378$615
17$7,163$597
18$6,448$537
19$5,858$488
20$4,494$375
21$4,290$358
22$3,845$320
23$3,146$262
24$2,980$248
25$2,418$202
30$2,224$185
35$2,138$178
40$2,082$174
45$1,944$162
50$1,842$154
55$1,720$143
60$1,726$144
65$1,838$153
70$1,978$165
75$2,322$194
80$2,860$238

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus ES 300h trim levels.