2019 Lexus ES 300h Car Insurance Calculator

See and learn how choices you make affect car insurance rates for a 2019 Lexus ES 300h. Experiment with annual miles driven, vehicle usage, driver gender, and your marital status to see the impact on rates. Find out instantly the impact of your choices on the cost of insurance.

The average estimated car insurance premium for a 2019 Lexus ES 300h is $2,312 per year, or about $193 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,312

Cost Per Month

$193

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus ES 300h Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Lexus ES 300h.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,312
Average Rate
Your Rate
$2,312

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Lexus ES 300h trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Lexus ES 300h is $2,312.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Lexus ES 300h Segment Comparison

The table below compares insurance rates for the 2019 Lexus ES 300h against all other models in the midsize luxury car segment. The Lexus ES 300h is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus ES 300h, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus ES 300h.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Lexus ES 300h Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,850-$462
2Lexus IS 300$2,006-$306
3Lexus RC 300$2,094-$218
4Lexus ES 350$2,140-$172
5Lincoln MKZ$2,166-$146
6Mercedes-Benz SLC300$2,188-$124
7Mercedes-Benz AMG CLA45$2,198-$114
8Audi A3$2,236-$76
9Mercedes-Benz CLA250$2,260-$52
10Audi S5$2,264-$48
11Mercedes-Benz E300$2,274-$38
12Genesis G80$2,290-$22
13Lexus ES 300h$2,312--
14Lexus ES 300H$2,312$0
15BMW 430i$2,328$16
16Lexus GS 300$2,368$56
17Audi A6$2,378$66
18Audi S4$2,390$78
19Lexus GS 350$2,396$84
20Mercedes-Benz CLS450$2,410$98
21BMW 540i$2,442$130
22BMW 530i$2,444$132
23Mercedes-Benz E450$2,474$162
24Jaguar XF$2,484$172
25BMW 440i$2,498$186
26Mercedes-Benz AMG C43$2,552$240
2019 Midsize Luxury Car Average$2,556$244
27Mercedes-Benz SL450$2,560$248
28BMW 530e$2,598$286
29Infiniti Q50$2,614$302
30BMW M550i$2,726$414
31Audi RS 5$2,738$426
32BMW 640i$2,772$460
33Mercedes-Benz AMG C63$2,782$470
34Tesla Model S$2,788$476
35Lexus GS F$2,914$602
36Mercedes-Benz SL550$2,922$610
37Audi A7$2,946$634
38Lexus LC 500H$2,974$662
39BMW M5$3,134$822
40BMW M6$3,472$1,160

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 ES 300h Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Lexus ES 300h.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Lexus ES 300h Insurance Rates by Trim Level
2019 Lexus ES 300h Trim Level Annual Premium Cost Per Month
Sedan$2,278$190
Luxury Sedan$2,302$192
Ultra Luxury Sedan$2,362$197

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Lexus ES 300h for different driver ages.

2019 Lexus ES 300h Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,298$692
17$8,051$671
18$7,239$603
19$6,574$548
20$5,035$420
21$4,799$400
22$4,298$358
23$3,507$292
24$3,321$277
25$2,692$224
30$2,468$206
35$2,376$198
40$2,312$193
45$2,160$180
50$2,048$171
55$1,912$159
60$1,918$160
65$2,048$171
70$2,208$184
75$2,600$217
80$3,214$268

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus ES 300h trim levels.