2014 Lexus ES 350 Car Insurance Calculator

Explore and learn how different factors impact the cost of insurance for a 2014 Lexus ES 350. Adjust factors such as driving record, coverage levels, mileage driven, and vehicle usage. Instantly know if the choice you make had an impact on rates.

The average estimated car insurance premium for a 2014 Lexus ES 350 is $1,718 per year, or about $143 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,718

Cost Per Month

$143

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus ES 350 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Lexus ES 350.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,718
Average Rate
Your Rate
$1,718

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Lexus ES 350 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Lexus ES 350 is $1,718.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Lexus ES 350 Segment Comparison

The table below compares insurance rates for the 2014 Lexus ES 350 against all other models in the midsize luxury car segment. The Lexus ES 350 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus ES 350, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus ES 350.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Lexus ES 350 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura TSX$1,482-$236
2Acura ILX$1,524-$194
3Lincoln MKZ$1,536-$182
4Acura TL$1,586-$132
5Lexus ES 350$1,718--
6Mercedes-Benz CLA250$1,768$50
7Audi A6$1,802$84
8Audi S5$1,810$92
9Mercedes-Benz SLK55 AMG$1,816$98
10Mercedes-Benz C350$1,888$170
11Lexus ES 300H$1,902$184
12BMW 435i$1,930$212
13Mercedes-Benz E250$1,934$216
14BMW 428xi$1,936$218
15Mercedes-Benz E350$1,946$228
16Infiniti Q50$1,952$234
17Mercedes-Benz E400$1,956$238
18Lexus GS 350$1,958$240
19BMW 528xi$1,962$244
20BMW 535i$1,972$254
21Audi RS 5$1,978$260
22BMW 428i$1,982$264
23Mercedes-Benz CLA45 AMG$1,986$268
24Hyundai Genesis$1,988$270
25Volvo S80$1,994$276
26BMW 435xi$2,000$282
27BMW 535xi$2,008$290
28BMW Activehybrid 5$2,036$318
29Mercedes-Benz E550$2,042$324
30Jaguar XF$2,050$332
31Audi S6$2,064$346
32Audi S4$2,066$348
33Cadillac ELR$2,078$360
34Jaguar XK$2,080$362
35BMW 528i$2,084$366
2014 Midsize Luxury Car Average$2,089$371
36BMW 535d$2,094$376
37BMW 550i$2,096$378
38BMW 550xi$2,134$416
39Audi A7$2,194$476
40BMW 640i$2,196$478
41BMW 640xi$2,224$506
42Mercedes-Benz SL550$2,258$540
43Audi S7$2,310$592
44BMW 650xi$2,390$672
45BMW M5$2,394$676
46Jaguar XKR$2,470$752
47BMW M6$2,498$780
48Tesla Model S$2,512$794
49Mercedes-Benz SL63 AMG$2,596$878
50Mercedes-Benz CL63 AMG$2,858$1,140
51Mercedes-Benz SL65 AMG$3,212$1,494
52Mercedes-Benz SLS AMG$3,390$1,672

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 ES 350 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Lexus ES 350.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Lexus ES 350 Insurance Rates by Trim Level
2014 Lexus ES 350 Trim Level Annual Premium Cost Per Month
Sedan$1,718$143

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Lexus ES 350 for different driver ages.

2014 Lexus ES 350 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,294$525
17$6,049$504
18$5,323$444
19$4,883$407
20$3,711$309
21$3,538$295
22$3,150$263
23$2,615$218
24$2,456$205
25$1,994$166
30$1,820$152
35$1,768$147
40$1,718$143
45$1,612$134
50$1,532$128
55$1,432$119
60$1,432$119
65$1,526$127
70$1,672$139
75$1,992$166
80$2,464$205

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus ES 350 trim levels.