2015 Lexus ES 350 Car Insurance Calculator

Gain insights into how changes to driver risk factors and vehicle options affect car insurance rates for a 2015 Lexus ES 350. Customize choices like coverage deductibles, age of the driver, and policy discounts to learn how each impacts cost. Immediately see if the choice you make has a positive or negative impact on rates.

The average estimated car insurance premium for a 2015 Lexus ES 350 is $1,652 per year, or about $138 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,652

Cost Per Month

$138

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus ES 350 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Lexus ES 350.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,652
Average Rate
Your Rate
$1,652

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Lexus ES 350 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Lexus ES 350 is $1,652.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Lexus ES 350 Segment Comparison

The table below compares insurance rates for the 2015 Lexus ES 350 against all other models in the midsize luxury car segment. The Lexus ES 350 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus ES 350, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus ES 350.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Lexus ES 350 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,652--
2Acura ILX$1,662$10
3Audi A3$1,702$50
4Infiniti Q40$1,706$54
5Volvo S80$1,712$60
6Lincoln MKZ$1,726$74
7Mercedes-Benz SLK55 AMG$1,744$92
8Mercedes-Benz CLA250$1,808$156
9Mercedes-Benz CLA45 AMG$1,838$186
10BMW 528xi$1,848$196
11BMW 428xi$1,886$234
12Audi A6$1,926$274
13Audi S4$1,928$276
14Mercedes-Benz C400$1,930$278
15Mercedes-Benz E350$1,946$294
16Lexus ES 300H$1,948$296
17BMW 528i$1,956$304
18Mercedes-Benz C350$1,966$314
19Audi S5$1,978$326
20BMW 428i$1,994$342
21BMW 435xi$1,998$346
22Mercedes-Benz SL400$2,016$364
23Hyundai Genesis$2,030$378
24Infiniti Q50$2,064$412
25BMW Activehybrid 5$2,088$436
26BMW 550i$2,094$442
27Mercedes-Benz E550$2,098$446
28Mercedes-Benz E400$2,110$458
29BMW 435i$2,116$464
30Audi RS 5$2,134$482
31BMW 550xi$2,138$486
2015 Midsize Luxury Car Average$2,143$491
32Jaguar XF$2,162$510
33Mercedes-Benz E250$2,166$514
34BMW 535d$2,178$526
35Lexus GS 350$2,180$528
36BMW 535xi$2,196$544
37BMW 535i$2,200$548
38Mercedes-Benz CLS400$2,204$552
39Mercedes-Benz SL550$2,238$586
40Jaguar XK$2,274$622
41BMW 640xi$2,286$634
42Audi A7$2,294$642
43Audi S6$2,318$666
44BMW 640i$2,350$698
45BMW 650xi$2,392$740
46Jaguar XKR$2,478$826
47Mercedes-Benz S550E$2,498$846
48BMW M5$2,512$860
49Mercedes-Benz SL63 AMG$2,580$928
50Tesla Model S$2,590$938
51BMW M6$2,594$942
52Audi S7$2,612$960
53Mercedes-Benz SLS AMG$3,310$1,658
54Mercedes-Benz SL65 AMG$3,360$1,708

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 ES 350 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Lexus ES 350.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Lexus ES 350 Insurance Rates by Trim Level
2015 Lexus ES 350 Trim Level Annual Premium Cost Per Month
Sedan$1,652$138

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Lexus ES 350 for different driver ages.

2015 Lexus ES 350 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,951$496
17$5,738$478
18$5,093$424
19$4,655$388
20$3,557$296
21$3,394$283
22$3,031$253
23$2,505$209
24$2,362$197
25$1,914$160
30$1,756$146
35$1,700$142
40$1,652$138
45$1,550$129
50$1,474$123
55$1,376$115
60$1,378$115
65$1,468$122
70$1,590$133
75$1,884$157
80$2,320$193

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus ES 350 trim levels.