2013 Lexus GS 350 Car Insurance Calculator

Explore and understand how different driver, vehicle, and coverage options influence insurance rates for a 2013 Lexus GS 350. Modify choices like policy discounts, GS 350 trim level, driving record, and coverage amounts. Know immediately if your change increases or decreases premiums and why.

The average estimated car insurance premium for a 2013 Lexus GS 350 is $1,586 per year, or about $132 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,586

Cost Per Month

$132

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus GS 350 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Lexus GS 350.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,586
Average Rate
Your Rate
$1,586

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Lexus GS 350 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Lexus GS 350 is $1,586.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Lexus GS 350 Segment Comparison

The table below compares insurance rates for the 2013 Lexus GS 350 against all other models in the midsize luxury car segment. The Lexus GS 350 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus GS 350, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus GS 350.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Lexus GS 350 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A3$1,434-$152
2Acura TL$1,458-$128
3Acura ILX$1,492-$94
4Acura TSX$1,532-$54
5Volvo C70$1,558-$28
6Lincoln MKZ$1,578-$8
7Lexus GS 350$1,586--
8Lexus ES 350$1,614$28
9Audi A6$1,618$32
10Lexus ES 300H$1,640$54
11Mercedes-Benz SLK55 AMG$1,654$68
12Mercedes-Benz C350$1,692$106
13Volvo S80$1,750$164
14Infiniti G37$1,776$190
15Audi S5$1,786$200
16Mercedes-Benz E350$1,800$214
17BMW 528xi$1,802$216
18Hyundai Genesis$1,806$220
19Infiniti M35$1,818$232
20Jaguar XF$1,822$236
21Mercedes-Benz E550$1,848$262
22Mercedes-Benz E400$1,858$272
23Infiniti M37$1,864$278
24BMW 535xi$1,886$300
25BMW 550xi$1,906$320
26Audi S4$1,912$326
27BMW 528i$1,914$328
28BMW Activehybrid 5$1,926$340
29BMW 535i$1,958$372
2013 Midsize Luxury Car Average$1,963$377
30Audi RS 5$1,966$380
31BMW 550i$1,980$394
32Jaguar XK$1,996$410
33Mercedes-Benz SL550$2,010$424
34Audi S6$2,064$478
35BMW 640i$2,126$540
36Mercedes-Benz S400$2,152$566
37Audi S7$2,170$584
38Audi A7$2,194$608
39Tesla Model S$2,266$680
40Jaguar XKR$2,298$712
41Mercedes-Benz S350$2,324$738
42BMW M6$2,334$748
43BMW 650xi$2,370$784
44BMW M5$2,380$794
45Mercedes-Benz SL63 AMG$2,572$986
46Mercedes-Benz CL63 AMG$2,820$1,234
47Mercedes-Benz SLS AMG$2,920$1,334
48Mercedes-Benz SL65 AMG$3,012$1,426

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 GS 350 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Lexus GS 350.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Lexus GS 350 Insurance Rates by Trim Level
2013 Lexus GS 350 Trim Level Annual Premium Cost Per Month
AWD Sedan$1,586$132
Sedan$1,586$132

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Lexus GS 350 for different driver ages.

2013 Lexus GS 350 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,467$456
17$5,330$444
18$4,848$404
19$4,392$366
20$3,386$282
21$3,232$269
22$2,910$243
23$2,372$198
24$2,257$188
25$1,842$154
30$1,696$141
35$1,626$136
40$1,586$132
45$1,478$123
50$1,398$117
55$1,308$109
60$1,310$109
65$1,394$116
70$1,488$124
75$1,722$144
80$2,108$176

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus GS 350 trim levels.