2015 Lexus GS 350 Car Insurance Calculator

Discover how choices you make influence insurance rates for a 2015 Lexus GS 350. Modify choices like driver gender, whether you're married or single, the state and city you live in, and homeowner status. Instantly see if the change results in higher or lower rates.

The average estimated car insurance premium for a 2015 Lexus GS 350 is $2,180 per year, or about $182 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,180

Cost Per Month

$182

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus GS 350 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Lexus GS 350.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,180
Average Rate
Your Rate
$2,180

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Lexus GS 350 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Lexus GS 350 is $2,180.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Lexus GS 350 Segment Comparison

The table below compares insurance rates for the 2015 Lexus GS 350 against all other models in the midsize luxury car segment. The Lexus GS 350 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus GS 350, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus GS 350.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Lexus GS 350 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,652-$528
2Acura ILX$1,662-$518
3Audi A3$1,702-$478
4Infiniti Q40$1,706-$474
5Volvo S80$1,712-$468
6Lincoln MKZ$1,726-$454
7Mercedes-Benz SLK55 AMG$1,744-$436
8Mercedes-Benz CLA250$1,808-$372
9Mercedes-Benz CLA45 AMG$1,838-$342
10BMW 528xi$1,848-$332
11BMW 428xi$1,886-$294
12Audi A6$1,926-$254
13Audi S4$1,928-$252
14Mercedes-Benz C400$1,930-$250
15Mercedes-Benz E350$1,946-$234
16Lexus ES 300H$1,948-$232
17BMW 528i$1,956-$224
18Mercedes-Benz C350$1,966-$214
19Audi S5$1,978-$202
20BMW 428i$1,994-$186
21BMW 435xi$1,998-$182
22Mercedes-Benz SL400$2,016-$164
23Hyundai Genesis$2,030-$150
24Infiniti Q50$2,064-$116
25BMW Activehybrid 5$2,088-$92
26BMW 550i$2,094-$86
27Mercedes-Benz E550$2,098-$82
28Mercedes-Benz E400$2,110-$70
29BMW 435i$2,116-$64
30Audi RS 5$2,134-$46
31BMW 550xi$2,138-$42
2015 Midsize Luxury Car Average$2,143-$37
32Jaguar XF$2,162-$18
33Mercedes-Benz E250$2,166-$14
34BMW 535d$2,178-$2
35Lexus GS 350$2,180--
36BMW 535xi$2,196$16
37BMW 535i$2,200$20
38Mercedes-Benz CLS400$2,204$24
39Mercedes-Benz SL550$2,238$58
40Jaguar XK$2,274$94
41BMW 640xi$2,286$106
42Audi A7$2,294$114
43Audi S6$2,318$138
44BMW 640i$2,350$170
45BMW 650xi$2,392$212
46Jaguar XKR$2,478$298
47Mercedes-Benz S550E$2,498$318
48BMW M5$2,512$332
49Mercedes-Benz SL63 AMG$2,580$400
50Tesla Model S$2,590$410
51BMW M6$2,594$414
52Audi S7$2,612$432
53Mercedes-Benz SLS AMG$3,310$1,130
54Mercedes-Benz SL65 AMG$3,360$1,180

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 GS 350 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Lexus GS 350.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Lexus GS 350 Insurance Rates by Trim Level
2015 Lexus GS 350 Trim Level Annual Premium Cost Per Month
Sedan$2,152$179
AWD Sedan$2,212$184

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Lexus GS 350 for different driver ages.

2015 Lexus GS 350 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,009$667
17$7,724$644
18$6,851$571
19$6,251$521
20$4,755$396
21$4,533$378
22$4,040$337
23$3,324$277
24$3,135$261
25$2,536$211
30$2,320$193
35$2,244$187
40$2,180$182
45$2,044$170
50$1,940$162
55$1,812$151
60$1,818$152
65$1,940$162
70$2,116$176
75$2,518$210
80$3,126$261

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus GS 350 trim levels.