2018 Lexus GS 350 Car Insurance Calculator

Learn in real-time how different risk factors influence insurance rates for a 2018 Lexus GS 350. Experiment with your marital status, location, homeowner status, and credit rating to see the impact on rates. Instantly know if your rates increased or decreased.

The average estimated car insurance premium for a 2018 Lexus GS 350 is $2,282 per year, or about $190 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,282

Cost Per Month

$190

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus GS 350 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Lexus GS 350.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,282
Average Rate
Your Rate
$2,282

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Lexus GS 350 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Lexus GS 350 is $2,282.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Lexus GS 350 Segment Comparison

The table below compares insurance rates for the 2018 Lexus GS 350 against all other models in the midsize luxury car segment. The Lexus GS 350 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus GS 350, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus GS 350.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Lexus GS 350 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,756-$526
2Lexus IS 300$1,908-$374
3Lexus RC 300$1,992-$290
4Mercedes-Benz SLC300$2,058-$224
5Lexus ES 350$2,062-$220
6Mercedes-Benz AMG CLA45$2,076-$206
7Audi S5$2,114-$168
8Audi A3$2,126-$156
9Mercedes-Benz CLA250$2,136-$146
10Mercedes-Benz C350E$2,146-$136
11Lincoln MKZ$2,158-$124
12Mercedes-Benz E300$2,162-$120
13Lexus ES 300H$2,170-$112
14Genesis G80$2,174-$108
15BMW 430i$2,190-$92
16Audi A6$2,212-$70
17Audi S4$2,224-$58
18Lexus GS 300$2,260-$22
19Jaguar XE$2,262-$20
20Lexus GS 350$2,282--
21BMW 530i$2,288$6
22BMW 540xi$2,298$16
23BMW 540i$2,304$22
24BMW 440i$2,334$52
25Jaguar XF$2,354$72
26Mercedes-Benz AMG C43$2,410$128
27Mercedes-Benz SL450$2,430$148
28Mercedes-Benz E400$2,442$160
29Infiniti Q50$2,450$168
2018 Midsize Luxury Car Average$2,459$177
30BMW 530e$2,460$178
31Audi RS 5$2,490$208
32Mercedes-Benz AMG E43$2,500$218
33BMW 530xi$2,504$222
34BMW M550i$2,582$300
35Mercedes-Benz AMG C63$2,634$352
36BMW 640xi$2,642$360
37Audi S6$2,662$380
38BMW 640i$2,712$430
39Mercedes-Benz SL550$2,762$480
40Lexus GS F$2,772$490
41Tesla Model S$2,810$528
42Lexus LC 500H$2,834$552
43Audi A7$2,844$562
44BMW 650xi$2,848$566
45Audi S7$3,022$740
46BMW M5$3,034$752
47BMW M6$3,228$946
48Mercedes-Benz SL63 AMG$3,280$998
49Mercedes-Benz SL65 AMG$4,084$1,802

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 GS 350 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Lexus GS 350.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Lexus GS 350 Insurance Rates by Trim Level
2018 Lexus GS 350 Trim Level Annual Premium Cost Per Month
AWD F-Sport Sedan$2,282$190
AWD Sedan$2,282$190
F-Sport Sedan$2,282$190
Sedan$2,282$190

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Lexus GS 350 for different driver ages.

2018 Lexus GS 350 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,050$671
17$7,833$653
18$7,083$590
19$6,424$535
20$4,932$411
21$4,707$392
22$4,226$352
23$3,447$287
24$3,265$272
25$2,650$221
30$2,438$203
35$2,340$195
40$2,282$190
45$2,128$177
50$2,014$168
55$1,880$157
60$1,886$157
65$2,012$168
70$2,158$180
75$2,526$211
80$3,108$259

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus GS 350 trim levels.