2017 Lexus GS 450 Car Insurance Calculator

Learn visually how life choices influence insurance rates for a 2017 Lexus GS 450. Customize coverage amounts, annual mileage, vehicle usage, and driver gender to learn how each affects rates. Get instant feedback if the change results in higher or lower rates.

The average estimated car insurance premium for a 2017 Lexus GS 450 is $2,388 per year, or about $199 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,388

Cost Per Month

$199

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus GS 450 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2017 Lexus GS 450.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,388
Average Rate
Your Rate
$2,388

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2017 Lexus GS 450 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2017 Lexus GS 450 is $2,388.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2017 Lexus GS 450 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2017 Lexus GS 450 against all other models in the large luxury car segment. The Lexus GS 450 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus GS 450, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus GS 450.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2017 Lexus GS 450 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lincoln Continental$1,848-$540
2Audi A5$1,854-$534
3Cadillac XTS$1,896-$492
4Cadillac CTS$1,920-$468
5Cadillac CT6$2,054-$334
6Volvo S90$2,152-$236
7Infiniti Q70$2,228-$160
8Acura RLX$2,294-$94
9Mercedes-Benz CLS550$2,336-$52
10Lexus GS 450$2,388--
11Mercedes-Benz C63 AMG$2,434$46
12Jaguar XJ$2,456$68
13Infiniti Q60$2,478$90
14Kia K900$2,490$102
15Mercedes-Benz E63 AMG$2,520$132
16Cadillac CTS-V$2,542$154
17Genesis G90$2,566$178
18Lexus LS 460$2,606$218
19BMW 740e$2,616$228
20BMW 740i$2,668$280
21BMW 650i$2,742$354
22Maserati Ghibli$2,856$468
23Porsche Panamera$2,896$508
24Jaguar XJ Super$2,908$520
25Mercedes-Benz CLS63 AMG$2,916$528
2017 Large Luxury Car Average$2,954$566
26Audi A8$3,014$626
27BMW 750i$3,084$696
28BMW Alpina B6$3,096$708
29Maserati Quattroporte$3,104$716
30Audi RS 7$3,108$720
31Mercedes-Benz S550$3,184$796
32Audi S8$3,200$812
33Mercedes-Benz AMG$3,204$816
34BMW M760xi$3,490$1,102
35Mercedes-Benz S63 AMG$3,612$1,224
36Mercedes-Benz S600$3,628$1,240
37Mercedes-Benz AMG S63$3,748$1,360
38Bentley Flying Spur$4,100$1,712
39Mercedes-Benz S65 AMG$4,228$1,840
40Mercedes-Benz S65$4,312$1,924
41Mercedes-Benz AMG S65$4,412$2,024
42Bentley Continental$4,416$2,028
43Bentley Mulsanne$5,426$3,038

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2017 GS 450 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2017 Lexus GS 450.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2017 Lexus GS 450 Insurance Rates by Trim Level
2017 Lexus GS 450 Trim Level Annual Premium Cost Per Month
Hybrid Sedan$2,362$197
Hybrid F-Sport Sedan$2,414$201

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2017 Lexus GS 450 for different driver ages.

2017 Lexus GS 450 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,568$714
17$8,317$693
18$7,476$623
19$6,790$566
20$5,197$433
21$4,957$413
22$4,435$370
23$3,622$302
24$3,428$286
25$2,778$232
30$2,548$212
35$2,450$204
40$2,388$199
45$2,230$186
50$2,110$176
55$1,972$164
60$1,978$165
65$2,112$176
70$2,282$190
75$2,686$224
80$3,318$277

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus GS 450 trim levels.