Lexus GS F Car Insurance Calculator

Learn and understand how different risk factors affect the cost of insurance for a Lexus GS F. Tweak settings like your marital status, location, and homeowner status to see how insurance cost is affected. Immediately discover how much your choice changes rates and why.

The average estimated car insurance premium for a 2020 Lexus GS F is $3,016 per year, or about $251 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,016

Cost Per Month

$251

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus GS F Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Lexus GS F.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,016
Average Rate
Your Rate
$3,016

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Lexus GS F.

The 'Average Rate' is a combined value for all Lexus GS F trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Lexus GS F is $3,016.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Lexus GS F vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2020 Lexus GS F against all other models in the midsize luxury car segment. The Lexus GS F is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus GS F, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus GS F.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Lexus GS F Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,886-$1,130
2Lexus RC 300$2,168-$848
3Mercedes-Benz SLC300$2,230-$786
4Lexus ES 350$2,238-$778
5Lincoln MKZ$2,248-$768
6Mercedes-Benz AMG CLA45$2,268-$748
7Jaguar XE$2,272-$744
8Lexus IS 300$2,276-$740
9Audi A3$2,316-$700
10Cadillac CT5$2,354-$662
11Audi S5$2,414-$602
12Lexus GS 350$2,478-$538
13Mercedes-Benz E350$2,488-$528
14Lexus ES 300H$2,526-$490
15Audi S4$2,550-$466
16BMW 530i$2,558-$458
17BMW 540i$2,582-$434
18Mercedes-Benz CLA250$2,598-$418
19Genesis G80$2,604-$412
20Audi A6$2,614-$402
21Mercedes-Benz E450$2,644-$372
22BMW 430i$2,666-$350
23Mercedes-Benz CLS450$2,700-$316
24Jaguar XF$2,702-$314
2020 Midsize Luxury Car Average$2,704-$312
25BMW 440i$2,796-$220
26Mercedes-Benz AMG C43$2,804-$212
27Mercedes-Benz SL450$2,822-$194
28Audi RS 5$2,838-$178
29Audi S6$2,898-$118
30Infiniti Q50$2,926-$90
31BMW 530e$2,942-$74
32Lexus GS F$3,016--
33Mercedes-Benz AMG C63$3,056$40
34BMW M550i$3,110$94
35Mercedes-Benz SL550$3,136$120
36Tesla Model S$3,192$176
37Audi A7$3,236$220
38Lexus LC 500H$3,320$304
39Audi S7$3,444$428
40BMW M8$3,448$432
41BMW M5$3,494$478

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 GS F Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Lexus GS F.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Lexus GS F Insurance Rates by Trim Level
2020 Lexus GS F Trim Level Annual Premium Cost Per Month
Sedan$3,016$251

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Lexus GS F for different driver ages.

2020 Lexus GS F Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,616$885
17$10,356$863
18$9,412$784
19$8,514$710
20$6,551$546
21$6,251$521
22$5,614$468
23$4,557$380
24$4,324$360
25$3,512$293
30$3,228$269
35$3,092$258
40$3,016$251
45$2,806$234
50$2,654$221
55$2,478$207
60$2,486$207
65$2,654$221
70$2,844$237
75$3,320$277
80$4,090$341

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus GS F trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Lexus GS F.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Lexus GS F Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2020 Lexus GS F$3,016$251
2019 Lexus GS F$2,914$243
2018 Lexus GS F$2,772$231
2017 Lexus GS F$2,658$222
2016 Lexus GS F$2,622$219

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Lexus GS F trim levels for each model year.