2016 Lexus GS F Car Insurance Calculator

Observe in real-time how life choices impact the cost of car insurance for a 2016 Lexus GS F. Customize coverage amounts, annual mileage, vehicle usage, and driver gender to learn how each affects rates. Get instant feedback if your choice increases or decreases premiums and why.

The average estimated car insurance premium for a 2016 Lexus GS F is $2,622 per year, or about $219 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,622

Cost Per Month

$219

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus GS F Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Lexus GS F.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,622
Average Rate
Your Rate
$2,622

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Lexus GS F trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Lexus GS F is $2,622.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Lexus GS F vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2016 Lexus GS F against all other models in the midsize luxury car segment. The Lexus GS F is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus GS F, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus GS F.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Lexus GS F Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus ES 350$1,618-$1,004
2Acura ILX$1,686-$936
3Lexus IS 300$1,792-$830
4Volvo S80$1,834-$788
5Mercedes-Benz C350E$1,842-$780
6Lexus RC 300$1,856-$766
7Audi A3$1,888-$734
8Mercedes-Benz AMG CLA45$1,910-$712
9Lincoln MKZ$1,914-$708
10Lexus ES 300H$1,924-$698
11Audi A6$1,936-$686
12Mercedes-Benz CLA250$1,982-$640
13BMW 528i$2,020-$602
14Lexus GS 350$2,036-$586
15Mercedes-Benz E350$2,062-$560
16Audi S4$2,064-$558
17Mercedes-Benz SLK55 AMG$2,068-$554
18BMW 428xi$2,072-$550
19Jaguar XF$2,084-$538
20Cadillac ELR$2,090-$532
21Mercedes-Benz C450 AMG$2,100-$522
22BMW 428i$2,106-$516
23Audi S5$2,116-$506
24Hyundai Genesis$2,130-$492
25BMW 528xi$2,138-$484
26Infiniti Q50$2,144-$478
27BMW 535xi$2,150-$472
28BMW 435xi$2,174-$448
29Mercedes-Benz E250$2,192-$430
30Mercedes-Benz SL400$2,210-$412
31BMW Active 5$2,218-$404
32BMW 435i$2,224-$398
2016 Midsize Luxury Car Average$2,227-$395
33BMW 535d$2,250-$372
34Mercedes-Benz E400$2,300-$322
35BMW 535i$2,308-$314
36Mercedes-Benz E550$2,320-$302
37Audi S6$2,358-$264
38BMW 550i$2,362-$260
39Mercedes-Benz CLS400$2,436-$186
40BMW 550xi$2,452-$170
41Mercedes-Benz SL550$2,456-$166
42BMW 640i$2,490-$132
43Audi A7$2,504-$118
44BMW 640xi$2,510-$112
45BMW M5$2,518-$104
46Audi S7$2,522-$100
47Tesla Model S$2,590-$32
48Mercedes-Benz S550E$2,594-$28
49BMW 650xi$2,610-$12
50Lexus GS F$2,622--
51BMW M6$2,796$174
52Mercedes-Benz SL63 AMG$2,876$254
53Mercedes-Benz SL65 AMG$3,584$962

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 GS F Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Lexus GS F.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Lexus GS F Insurance Rates by Trim Level
2016 Lexus GS F Trim Level Annual Premium Cost Per Month
Sedan$2,622$219

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Lexus GS F for different driver ages.

2016 Lexus GS F Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,372$781
17$9,083$757
18$8,147$679
19$7,411$618
20$5,673$473
21$5,414$451
22$4,848$404
23$3,974$331
24$3,757$313
25$3,050$254
30$2,800$233
35$2,696$225
40$2,622$219
45$2,452$204
50$2,320$193
55$2,168$181
60$2,172$181
65$2,318$193
70$2,504$209
75$2,950$246
80$3,640$303

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus GS F trim levels.