2018 Lexus GS F Car Insurance Calculator

Observe in real-time how different driver and vehicle factors impact the insurance cost for a 2018 Lexus GS F. Customize factors such as vehicle usage, gender of the driver, and marital status to see how rates are affected. See instantly if the choice you make has an impact on rates and why.

The average estimated car insurance premium for a 2018 Lexus GS F is $2,772 per year, or about $231 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,772

Cost Per Month

$231

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus GS F Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Lexus GS F.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,772
Average Rate
Your Rate
$2,772

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Lexus GS F trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Lexus GS F is $2,772.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Lexus GS F vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2018 Lexus GS F against all other models in the midsize luxury car segment. The Lexus GS F is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus GS F, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus GS F.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Lexus GS F Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,756-$1,016
2Lexus IS 300$1,908-$864
3Lexus RC 300$1,992-$780
4Mercedes-Benz SLC300$2,058-$714
5Lexus ES 350$2,062-$710
6Mercedes-Benz AMG CLA45$2,076-$696
7Audi S5$2,114-$658
8Audi A3$2,126-$646
9Mercedes-Benz CLA250$2,136-$636
10Mercedes-Benz C350E$2,146-$626
11Lincoln MKZ$2,158-$614
12Mercedes-Benz E300$2,162-$610
13Lexus ES 300H$2,170-$602
14Genesis G80$2,174-$598
15BMW 430i$2,190-$582
16Audi A6$2,212-$560
17Audi S4$2,224-$548
18Lexus GS 300$2,260-$512
19Jaguar XE$2,262-$510
20Lexus GS 350$2,282-$490
21BMW 530i$2,288-$484
22BMW 540xi$2,298-$474
23BMW 540i$2,304-$468
24BMW 440i$2,334-$438
25Jaguar XF$2,354-$418
26Mercedes-Benz AMG C43$2,410-$362
27Mercedes-Benz SL450$2,430-$342
28Mercedes-Benz E400$2,442-$330
29Infiniti Q50$2,450-$322
2018 Midsize Luxury Car Average$2,459-$313
30BMW 530e$2,460-$312
31Audi RS 5$2,490-$282
32Mercedes-Benz AMG E43$2,500-$272
33BMW 530xi$2,504-$268
34BMW M550i$2,582-$190
35Mercedes-Benz AMG C63$2,634-$138
36BMW 640xi$2,642-$130
37Audi S6$2,662-$110
38BMW 640i$2,712-$60
39Mercedes-Benz SL550$2,762-$10
40Lexus GS F$2,772--
41Tesla Model S$2,810$38
42Lexus LC 500H$2,834$62
43Audi A7$2,844$72
44BMW 650xi$2,848$76
45Audi S7$3,022$250
46BMW M5$3,034$262
47BMW M6$3,228$456
48Mercedes-Benz SL63 AMG$3,280$508
49Mercedes-Benz SL65 AMG$4,084$1,312

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 GS F Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Lexus GS F.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Lexus GS F Insurance Rates by Trim Level
2018 Lexus GS F Trim Level Annual Premium Cost Per Month
Sedan$2,772$231

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Lexus GS F for different driver ages.

2018 Lexus GS F Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,797$816
17$9,542$795
18$8,645$720
19$7,831$653
20$6,018$502
21$5,739$478
22$5,152$429
23$4,190$349
24$3,974$331
25$3,228$269
30$2,964$247
35$2,842$237
40$2,772$231
45$2,582$215
50$2,442$204
55$2,282$190
60$2,288$191
65$2,442$204
70$2,624$219
75$3,068$256
80$3,782$315

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus GS F trim levels.