2019 Lexus GS F Car Insurance Calculator

Discover and learn how seemingly small changes impact the cost of insurance for a 2019 Lexus GS F. Make changes to factors like credit rating, policy coverages, and liability limits and watch the impact on your premiums. See instantly if your choice raised or lower rates and learn why.

The average estimated car insurance premium for a 2019 Lexus GS F is $2,914 per year, or about $243 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,914

Cost Per Month

$243

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus GS F Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Lexus GS F.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,914
Average Rate
Your Rate
$2,914

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Lexus GS F trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Lexus GS F is $2,914.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Lexus GS F vs. the Midsize Luxury Car Segment

The table below compares insurance rates for the 2019 Lexus GS F against all other models in the midsize luxury car segment. The Lexus GS F is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus GS F, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus GS F.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Lexus GS F Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,850-$1,064
2Lexus IS 300$2,006-$908
3Lexus RC 300$2,094-$820
4Lexus ES 350$2,140-$774
5Lincoln MKZ$2,166-$748
6Mercedes-Benz SLC300$2,188-$726
7Mercedes-Benz AMG CLA45$2,198-$716
8Audi A3$2,236-$678
9Mercedes-Benz CLA250$2,260-$654
10Audi S5$2,264-$650
11Mercedes-Benz E300$2,274-$640
12Genesis G80$2,290-$624
13Lexus ES 300H$2,312-$602
14BMW 430i$2,328-$586
15Lexus GS 300$2,368-$546
16Audi A6$2,378-$536
17Audi S4$2,390-$524
18Lexus GS 350$2,396-$518
19Mercedes-Benz CLS450$2,410-$504
20BMW 540i$2,442-$472
21BMW 530i$2,444-$470
22Mercedes-Benz E450$2,474-$440
23Jaguar XF$2,484-$430
2019 Midsize Luxury Car Average$2,497-$417
24BMW 440i$2,498-$416
25Mercedes-Benz AMG C43$2,552-$362
26Mercedes-Benz SL450$2,560-$354
27BMW 530e$2,598-$316
28Infiniti Q50$2,614-$300
29BMW M550i$2,726-$188
30Audi RS 5$2,738-$176
31BMW 640i$2,772-$142
32Mercedes-Benz AMG C63$2,782-$132
33Tesla Model S$2,788-$126
34Lexus GS F$2,914--
35Mercedes-Benz SL550$2,922$8
36Audi A7$2,946$32
37Lexus LC 500H$2,974$60
38BMW M5$3,134$220
39BMW M6$3,472$558

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 GS F Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Lexus GS F.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Lexus GS F Insurance Rates by Trim Level
2019 Lexus GS F Trim Level Annual Premium Cost Per Month
Sedan$2,914$243

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Lexus GS F for different driver ages.

2019 Lexus GS F Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,307$859
17$10,050$838
18$9,120$760
19$8,252$688
20$6,342$529
21$6,050$504
22$5,431$453
23$4,406$367
24$4,182$349
25$3,394$283
30$3,118$260
35$2,988$249
40$2,914$243
45$2,714$226
50$2,564$214
55$2,394$200
60$2,402$200
65$2,570$214
70$2,756$230
75$3,220$268
80$3,974$331

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus GS F trim levels.