2014 Lexus GX 460 Car Insurance Calculator

Monitor in real-time how seemingly small changes affect car insurance rates for a 2014 Lexus GX 460. Play around with factors like driver's age, policy discounts, GX 460 trim level, and driving record. Find out instantly the change in rates and learn exactly why they changed.

The average estimated car insurance premium for a 2014 Lexus GX 460 is $1,754 per year, or about $146 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,754

Cost Per Month

$146

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus GX 460 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Lexus GX 460.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,754
Average Rate
Your Rate
$1,754

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Lexus GX 460 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Lexus GX 460 is $1,754.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Lexus GX 460 Segment Comparison

The table below compares insurance rates for the 2014 Lexus GX 460 against all other models in the midsize luxury SUV segment. The Lexus GX 460 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus GX 460, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus GX 460.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Lexus GX 460 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lincoln MKX$1,334-$420
2Infiniti QX50$1,486-$268
3Volvo XC70$1,536-$218
4Acura MDX$1,542-$212
5Lexus RX 350$1,548-$206
6Lincoln MKT$1,606-$148
7Cadillac SRX$1,620-$134
8Land Rover LR2$1,648-$106
9Infiniti QX60$1,726-$28
10Mercedes-Benz GL350$1,732-$22
11Mercedes-Benz ML550$1,746-$8
12Lexus GX 460$1,754--
13Lexus RX 450$1,756$2
2014 Midsize Luxury SUV Average$1,767$13
14Audi Q7$1,892$138
15Mercedes-Benz GLK350$1,902$148
16Audi SQ5$1,910$156
17Mercedes-Benz ML350$1,918$164
18Mercedes-Benz GL450$1,926$172
19Porsche Cayenne$2,114$360
20BMW X6$2,150$396
21BMW X5$2,256$502

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 GX 460 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Lexus GX 460.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Lexus GX 460 Insurance Rates by Trim Level
2014 Lexus GX 460 Trim Level Annual Premium Cost Per Month
4WD$1,676$140
Premium 4WD$1,718$143
Luxury 4WD$1,788$149
Luxury Premium 4WD$1,830$153

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Lexus GX 460 for different driver ages.

2014 Lexus GX 460 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,419$535
17$6,175$515
18$5,444$454
19$4,986$416
20$3,791$316
21$3,614$301
22$3,221$268
23$2,667$222
24$2,508$209
25$2,034$170
30$1,858$155
35$1,804$150
40$1,754$146
45$1,644$137
50$1,562$130
55$1,458$122
60$1,462$122
65$1,558$130
70$1,704$142
75$2,030$169
80$2,510$209

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus GX 460 trim levels.