2016 Lexus GX 460 Car Insurance Calculator

Get instant feedback how the choices you make impact the insurance cost for a 2016 Lexus GX 460. Tailor settings like liability limits, policy deductibles, and driver age to understand how each affects your rate. Immediately discover if the change results in higher or lower rates.

The average estimated car insurance premium for a 2016 Lexus GX 460 is $1,932 per year, or about $161 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,932

Cost Per Month

$161

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus GX 460 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Lexus GX 460.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,932
Average Rate
Your Rate
$1,932

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Lexus GX 460 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Lexus GX 460 is $1,932.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Lexus GX 460 Segment Comparison

The table below compares insurance rates for the 2016 Lexus GX 460 against all other models in the midsize luxury SUV segment. The Lexus GX 460 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus GX 460, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus GX 460.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Lexus GX 460 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Infiniti QX50$1,500-$432
2Lincoln MKX$1,556-$376
3Volvo V60$1,698-$234
4Lexus RX 350$1,712-$220
5Volvo XC70$1,730-$202
6Cadillac SRX$1,798-$134
7Acura MDX$1,860-$72
8Lincoln MKT$1,884-$48
9Infiniti QX60$1,900-$32
10Lexus GX 460$1,932--
11Lexus RX 450$1,946$14
12Mercedes-Benz GLE350$1,974$42
13Land Rover Discovery$1,978$46
2016 Midsize Luxury SUV Average$2,005$73
14Audi SQ5$2,040$108
15Mercedes-Benz GL350$2,056$124
16Mercedes-Benz GLE400$2,120$188
17Tesla Model X$2,208$276
18Mercedes-Benz GLE300$2,212$280
19Mercedes-Benz GL450$2,250$318
20BMW X5$2,264$332
21Mercedes-Benz GLE450$2,282$350
22Mercedes-Benz AMG GLE63$2,358$426
23Porsche Cayenne$2,402$470
24BMW X6$2,460$528

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 GX 460 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Lexus GX 460.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Lexus GX 460 Insurance Rates by Trim Level
2016 Lexus GX 460 Trim Level Annual Premium Cost Per Month
4WD$1,880$157
Premium 4WD$1,880$157
Luxury 4WD$1,960$163
Luxury Premium 4WD$2,008$167

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Lexus GX 460 for different driver ages.

2016 Lexus GX 460 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,035$586
17$6,784$565
18$6,018$502
19$5,496$458
20$4,186$349
21$3,992$333
22$3,560$297
23$2,937$245
24$2,767$231
25$2,244$187
30$2,050$171
35$1,986$166
40$1,932$161
45$1,810$151
50$1,718$143
55$1,604$134
60$1,606$134
65$1,714$143
70$1,870$156
75$2,218$185
80$2,742$229

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus GX 460 trim levels.