2022 Lexus GX 460 Car Insurance Calculator

Monitor in real-time how choices you make affect car insurance rates for a 2022 Lexus GX 460. Experiment with credit rating, policy coverages, liability limits, and coverage deductibles to see the impact on rates. Know immediately if rates get cheaper or more expensive and why.

The average estimated car insurance premium for a 2022 Lexus GX 460 is $2,478 per year, or about $207 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,478

Cost Per Month

$207

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus GX 460 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Lexus GX 460.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,478
Average Rate
Your Rate
$2,478

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Lexus GX 460 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Lexus GX 460 is $2,478.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Lexus GX 460 Segment Comparison

The table below compares insurance rates for the 2022 Lexus GX 460 against all other models in the midsize luxury SUV segment. The Lexus GX 460 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus GX 460, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus GX 460.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Lexus GX 460 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac XT5$2,102-$376
2Infiniti QX50$2,160-$318
3Jaguar E-Pace$2,192-$286
4Lexus RX 350$2,202-$276
5Acura MDX$2,214-$264
6Lexus RX 450h$2,254-$224
7Lexus RX 350L$2,282-$196
8Cadillac XT6$2,298-$180
9Volvo V60$2,310-$168
10Land Rover Discovery Sport$2,318-$160
11Land Rover Discovery$2,328-$150
12Lincoln Nautilus$2,340-$138
13Lexus RX 450hL$2,346-$132
14Volvo V90$2,368-$110
15Mercedes-Benz GLE350$2,396-$82
16Lincoln Aviator$2,408-$70
17Mercedes-Benz AMG GLB35$2,436-$42
18Mercedes-Benz GLE450$2,442-$36
19Genesis GV80$2,446-$32
20Lexus GX 460$2,478--
21Infiniti QX60$2,488$10
22Audi SQ5$2,526$48
2022 Midsize Luxury SUV Average$2,575$97
23Mercedes-Benz AMG GLC43$2,590$112
24BMW X5$2,718$240
25Audi Q7$2,802$324
26Land Rover Range Rover Sport$2,832$354
27BMW iX$2,854$376
28Audi Q8$2,866$388
29Tesla Model X$2,892$414
30Audi e-tron$2,900$422
31Audi SQ7$2,980$502
32Mercedes-Benz AMG GLE53$3,018$540
33BMW X6$3,086$608
34Mercedes-Benz AMG GLE63$3,216$738
35Porsche Cayenne$3,248$770
36Audi RS 6$3,354$876

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 GX 460 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Lexus GX 460.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Lexus GX 460 Insurance Rates by Trim Level
2022 Lexus GX 460 Trim Level Annual Premium Cost Per Month
4WD$2,414$201
Premium 4WD$2,440$203
Black Line Special Edition 4WD$2,484$207
Luxury 4WD$2,574$215

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Lexus GX 460 for different driver ages.

2022 Lexus GX 460 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,903$742
17$8,639$720
18$7,764$647
19$7,049$587
20$5,396$450
21$5,145$429
22$4,606$384
23$3,760$313
24$3,558$297
25$2,882$240
30$2,642$220
35$2,542$212
40$2,478$207
45$2,312$193
50$2,188$182
55$2,046$171
60$2,052$171
65$2,190$183
70$2,368$197
75$2,790$233
80$3,448$287

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus GX 460 trim levels.