2015 Lexus IS 250 Car Insurance Calculator

Learn how changes to driver risk factors and vehicle options impact the insurance cost for a 2015 Lexus IS 250. Modify options like your location, homeowner status, and credit score to get insights on how rates change. Immediately see if the choice you made raises or lower rates and why.

The average estimated car insurance premium for a 2015 Lexus IS 250 is $2,152 per year, or about $179 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,152

Cost Per Month

$179

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus IS 250 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Lexus IS 250.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,152
Average Rate
Your Rate
$2,152

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Lexus IS 250 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Lexus IS 250 is $2,152.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Lexus IS 250 vs. the Small Luxury Car Segment

The table below compares insurance rates for the 2015 Lexus IS 250 against all other models in the small luxury car segment. The Lexus IS 250 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus IS 250, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus IS 250.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Lexus IS 250 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mercedes-Benz SLK 250$1,378-$774
2Mercedes-Benz SLK 350$1,548-$604
3Volvo S60$1,578-$574
4BMW 328xi$1,582-$570
5Acura TLX$1,598-$554
6BMW 228xi$1,608-$544
7Audi A4$1,694-$458
8Cadillac ATS$1,742-$410
9Lexus IS 350$1,768-$384
10BMW 228i$1,780-$372
2015 Small Luxury Car Average$1,805-$347
11BMW 320i$1,806-$346
12BMW i3$1,820-$332
13Audi S3$1,822-$330
14Lexus CT 200H$1,836-$316
15Mercedes-Benz C300$1,850-$302
16Mercedes-Benz B-Electric Cell$1,856-$296
17BMW 328i$1,866-$286
18BMW 335xi$1,890-$262
19BMW 328d$1,894-$258
20Mercedes-Benz C250$1,954-$198
21BMW M235i$1,972-$180
22BMW 335i$1,992-$160
23BMW Activehybrid 3$2,036-$116
24Lexus RC 350$2,098-$54
25Lexus IS 250$2,152--

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 IS 250 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Lexus IS 250.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Lexus IS 250 Insurance Rates by Trim Level
2015 Lexus IS 250 Trim Level Annual Premium Cost Per Month
C Convertible$1,666$139
AWD Sedan$2,262$189
F Sport Special Edition Sedan$2,262$189
Sedan$2,262$189
AWD F Sport Special Edition Sedan$2,308$192

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Lexus IS 250 for different driver ages.

2015 Lexus IS 250 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,930$661
17$7,600$633
18$6,655$555
19$6,112$509
20$4,641$387
21$4,423$369
22$3,933$328
23$3,281$273
24$3,079$257
25$2,494$208
30$2,278$190
35$2,218$185
40$2,152$179
45$2,026$169
50$1,924$160
55$1,796$150
60$1,800$150
65$1,916$160
70$2,106$176
75$2,518$210
80$3,116$260

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus IS 250 trim levels.