2017 Lexus IS 300 Car Insurance Calculator

See in real-time how seemingly small changes impact car insurance rates for a 2017 Lexus IS 300. Customize liability limits, policy deductibles, driver age, and policy discounts to learn how each affects rates. Instantly know if rates increase or decrease and why.

The average estimated car insurance premium for a 2017 Lexus IS 300 is $1,856 per year, or about $155 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,856

Cost Per Month

$155

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus IS 300 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2017 Lexus IS 300.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,856
Average Rate
Your Rate
$1,856

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2017 Lexus IS 300 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2017 Lexus IS 300 is $1,856.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2017 Lexus IS 300 Segment Comparison

The table below compares insurance rates for the 2017 Lexus IS 300 against all other models in the midsize luxury car segment. The Lexus IS 300 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus IS 300, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus IS 300.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2017 Lexus IS 300 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,616-$240
2Lexus IS 300$1,856--
3Lexus RC 300$1,910$54
4Mercedes-Benz AMG CLA45$1,940$84
5Audi S5$1,968$112
6Mercedes-Benz SLC300$1,978$122
7Lexus ES 350$1,982$126
8Genesis G80$1,998$142
9Mercedes-Benz E300$2,040$184
10Mercedes-Benz CLA250$2,052$196
11Mercedes-Benz C350E$2,056$200
12Audi A3$2,066$210
13Lincoln MKZ$2,070$214
14Lexus ES 300H$2,082$226
15BMW 430i$2,104$248
16Jaguar XE$2,148$292
17Audi A6$2,160$304
18Lexus GS 350$2,202$346
19BMW 540xi$2,210$354
20BMW 540i$2,216$360
21Jaguar XF$2,228$372
22BMW 440i$2,234$378
23BMW 530i$2,272$416
24Mercedes-Benz E400$2,284$428
25Mercedes-Benz AMG C43$2,310$454
26Mercedes-Benz SL450$2,312$456
2017 Midsize Luxury Car Average$2,357$501
27Mercedes-Benz E550$2,374$518
28BMW 535xi$2,382$526
29Infiniti Q50$2,384$528
30BMW 530xi$2,390$534
31Mercedes-Benz AMG E43$2,398$542
32BMW 535i$2,414$558
33Mercedes-Benz AMG C63$2,546$690
34Audi S6$2,554$698
35BMW 550xi$2,576$720
36BMW 640i$2,600$744
37Mercedes-Benz SL550$2,632$776
38BMW 640xi$2,650$794
39Lexus GS F$2,658$802
40Tesla Model S$2,710$854
41BMW 650xi$2,724$868
42Audi A7$2,752$896
43Mercedes-Benz S550E$2,842$986
44Audi S7$2,868$1,012
45BMW M6$3,066$1,210
46Mercedes-Benz SL63 AMG$3,122$1,266
47Mercedes-Benz SL65 AMG$3,838$1,982

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2017 IS 300 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2017 Lexus IS 300.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2017 Lexus IS 300 Insurance Rates by Trim Level
2017 Lexus IS 300 Trim Level Annual Premium Cost Per Month
AWD Sedan$1,856$155

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2017 Lexus IS 300 for different driver ages.

2017 Lexus IS 300 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,448$537
17$6,271$523
18$5,669$472
19$5,150$429
20$3,964$330
21$3,786$316
22$3,401$283
23$2,790$233
24$2,642$220
25$2,156$180
30$1,986$166
35$1,908$159
40$1,856$155
45$1,736$145
50$1,642$137
55$1,532$128
60$1,536$128
65$1,634$136
70$1,750$146
75$2,036$170
80$2,496$208

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus IS 300 trim levels.