2015 Lexus IS 350 Car Insurance Calculator

Discover and learn how the choices you make impact car insurance rates for a 2015 Lexus IS 350. Customize rate factors like annual miles driven, vehicle usage, driver gender, and your marital status. Find out instantly if your choice raises or lowers your rate and learn exactly why.

The average estimated car insurance premium for a 2015 Lexus IS 350 is $1,768 per year, or about $147 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,768

Cost Per Month

$147

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus IS 350 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Lexus IS 350.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,768
Average Rate
Your Rate
$1,768

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Lexus IS 350 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Lexus IS 350 is $1,768.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Lexus IS 350 vs. the Small Luxury Car Segment

The table below compares insurance rates for the 2015 Lexus IS 350 against all other models in the small luxury car segment. The Lexus IS 350 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus IS 350, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus IS 350.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Lexus IS 350 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mercedes-Benz SLK 250$1,378-$390
2Mercedes-Benz SLK 350$1,548-$220
3Volvo S60$1,578-$190
4BMW 328xi$1,582-$186
5Acura TLX$1,598-$170
6BMW 228xi$1,608-$160
7Audi A4$1,694-$74
8Cadillac ATS$1,742-$26
9Lexus IS 350$1,768--
10BMW 228i$1,780$12
2015 Small Luxury Car Average$1,805$37
11BMW 320i$1,806$38
12BMW i3$1,820$52
13Audi S3$1,822$54
14Lexus CT 200H$1,836$68
15Mercedes-Benz C300$1,850$82
16Mercedes-Benz B-Electric Cell$1,856$88
17BMW 328i$1,866$98
18BMW 335xi$1,890$122
19BMW 328d$1,894$126
20Mercedes-Benz C250$1,954$186
21BMW M235i$1,972$204
22BMW 335i$1,992$224
23BMW Activehybrid 3$2,036$268
24Lexus RC 350$2,098$330
25Lexus IS 250$2,152$384

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 IS 350 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Lexus IS 350.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Lexus IS 350 Insurance Rates by Trim Level
2015 Lexus IS 350 Trim Level Annual Premium Cost Per Month
C Convertible$1,690$141
AWD Sedan$1,772$148
F Sport Special Edition Sedan$1,772$148
Sedan$1,772$148
AWD F Sport Special Edition Sedan$1,830$153

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Lexus IS 350 for different driver ages.

2015 Lexus IS 350 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,333$528
17$6,120$510
18$5,458$455
19$4,981$415
20$3,809$317
21$3,636$303
22$3,249$271
23$2,678$223
24$2,526$211
25$2,048$171
30$1,880$157
35$1,816$151
40$1,768$147
45$1,656$138
50$1,572$131
55$1,468$122
60$1,472$123
65$1,566$131
70$1,694$141
75$2,000$167
80$2,464$205

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus IS 350 trim levels.