Lexus LC 500 Car Insurance Calculator

Observe in real-time how choices you make affect the cost of insurance for a Lexus LC 500. Make changes to factors like credit rating, policy coverages, and liability limits and watch the impact on your premiums. See instantly whether your selection increases or decreases your premium.

The average estimated car insurance premium for a 2024 Lexus LC 500 is $3,514 per year, or about $293 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,514

Cost Per Month

$293

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus LC 500 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Lexus LC 500.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,514
Average Rate
Your Rate
$3,514

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Lexus LC 500.

The 'Average Rate' is a combined value for all Lexus LC 500 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Lexus LC 500 is $3,514.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Lexus LC 500 vs. the Sports Car Segment

The table below compares insurance rates for the 2024 Lexus LC 500 against all other models in the sports car segment. The Lexus LC 500 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus LC 500, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus LC 500.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Lexus LC 500 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$2,166-$1,348
2Toyota GR86$2,468-$1,046
3Ford Mustang$2,572-$942
4BMW Z4$2,590-$924
5Subaru WRX$2,624-$890
6Toyota GR Supra$2,632-$882
7BMW M2$2,708-$806
8Nissan Z$2,716-$798
9Lexus RC F$2,766-$748
10Subaru BRZ$2,802-$712
11BMW M3$2,960-$554
12Porsche 718$3,016-$498
13Chevrolet Camaro$3,044-$470
2024 Sports Car Average$3,222-$292
14Chevrolet Corvette$3,244-$270
15Porsche 911$3,356-$158
16BMW M4$3,494-$20
17Lexus LC 500$3,514--
18Jaguar F-Type$3,694$180
19Mercedes-Benz AMG GT53$3,876$362
20Porsche Taycan$3,968$454
21Mercedes-Benz SL 55$4,520$1,006
22Nissan GT-R$4,562$1,048
23Mercedes-Benz SL 63$4,812$1,298

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 LC 500 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Lexus LC 500.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Lexus LC 500 Insurance Rates by Trim Level
2024 Lexus LC 500 Trim Level Annual Premium Cost Per Month
Coupe$3,396$283
Coupe Touring$3,446$287
Coupe Sport$3,490$291
Convertible$3,530$294
Coupe Dynamic Handling$3,564$297
Convertible Touring$3,652$304

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Lexus LC 500 for different driver ages.

2024 Lexus LC 500 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$11,718$977
17$11,530$961
18$10,678$890
19$9,622$802
20$7,487$624
21$7,158$597
22$6,479$540
23$5,243$437
24$5,003$417
25$4,086$341
30$3,782$315
35$3,600$300
40$3,514$293
45$3,262$272
50$3,074$256
55$2,866$239
60$2,876$240
65$3,060$255
70$3,224$269
75$3,682$307
80$4,486$374

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus LC 500 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Lexus LC 500.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Lexus LC 500 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Lexus LC 500$3,514$293
2023 Lexus LC 500$3,438$287
2022 Lexus LC 500$3,416$285
2021 Lexus LC 500$3,360$280
2020 Lexus LC 500$3,252$271
2019 Lexus LC 500$2,908$242
2018 Lexus LC 500$2,750$229

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Lexus LC 500 trim levels for each model year.