2023 Lexus LC 500 Car Insurance Calculator

Understand how life choices impact the insurance cost for a 2023 Lexus LC 500. Modify choices like policy discounts, LC 500 trim level, driving record, and coverage amounts. Know immediately how the rate changes based on your selections and learn why rates increased or decreased.

The average estimated car insurance premium for a 2023 Lexus LC 500 is $3,438 per year, or about $287 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,438

Cost Per Month

$287

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus LC 500 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Lexus LC 500.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,438
Average Rate
Your Rate
$3,438

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Lexus LC 500 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Lexus LC 500 is $3,438.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Lexus LC 500 vs. the Sports Car Segment

The table below compares insurance rates for the 2023 Lexus LC 500 against all other models in the sports car segment. The Lexus LC 500 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus LC 500, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus LC 500.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Lexus LC 500 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$2,104-$1,334
2Audi TT$2,364-$1,074
3BMW Z4$2,488-$950
4Subaru WRX$2,508-$930
5Ford Mustang$2,514-$924
6Nissan Z$2,554-$884
7Toyota GR Supra$2,596-$842
8Toyota GR86$2,628-$810
9BMW M2$2,646-$792
10Subaru BRZ$2,740-$698
11Chevrolet Corvette$2,818-$620
12BMW M3$2,876-$562
13Lexus RC F$2,930-$508
14Porsche 718$2,938-$500
15Chevrolet Camaro$2,976-$462
2023 Sports Car Average$3,120-$318
16Mercedes-Benz AMG GT53$3,170-$268
17Jaguar F-Type$3,274-$164
18Porsche Taycan$3,352-$86
19BMW M4$3,390-$48
20Dodge Challenger$3,432-$6
21Lexus LC 500$3,438--
22Porsche 911$3,740$302
23Acura NSX$4,236$798
24Audi R8$4,374$936
25Mercedes-Benz SL 55$4,382$944
26Mercedes-Benz SL 63$4,664$1,226

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 LC 500 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Lexus LC 500.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Lexus LC 500 Insurance Rates by Trim Level
2023 Lexus LC 500 Trim Level Annual Premium Cost Per Month
Coupe$3,324$277
Coupe Touring$3,366$281
Coupe Sport$3,408$284
Convertible$3,456$288
Coupe Dynamic Handling$3,492$291
Convertible Touring$3,588$299

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Lexus LC 500 for different driver ages.

2023 Lexus LC 500 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$11,869$989
17$11,603$967
18$10,596$883
19$9,585$799
20$7,402$617
21$7,070$589
22$6,366$531
23$5,173$431
24$4,918$410
25$4,002$334
30$3,686$307
35$3,528$294
40$3,438$287
45$3,198$267
50$3,022$252
55$2,818$235
60$2,828$236
65$3,012$251
70$3,214$268
75$3,724$310
80$4,568$381

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus LC 500 trim levels.