2018 Lexus LC 500h Car Insurance Calculator

Discover how changes to different risk factors influence insurance rates for a 2018 Lexus LC 500h. Make changes to factors like trim level, driving violations, and policy coverages and see their impact on rates. Instantly discover whether your selection increases or decreases your premium.

The average estimated car insurance premium for a 2018 Lexus LC 500h is $2,834 per year, or about $236 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,834

Cost Per Month

$236

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus LC 500h Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Lexus LC 500h.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,834
Average Rate
Your Rate
$2,834

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Lexus LC 500h trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Lexus LC 500h is $2,834.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Lexus LC 500h Segment Comparison

The table below compares insurance rates for the 2018 Lexus LC 500h against all other models in the midsize luxury car segment. The Lexus LC 500h is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus LC 500h, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus LC 500h.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Lexus LC 500h Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,756-$1,078
2Lexus IS 300$1,908-$926
3Lexus RC 300$1,992-$842
4Mercedes-Benz SLC300$2,058-$776
5Lexus ES 350$2,062-$772
6Mercedes-Benz AMG CLA45$2,076-$758
7Audi S5$2,114-$720
8Audi A3$2,126-$708
9Mercedes-Benz CLA250$2,136-$698
10Mercedes-Benz C350E$2,146-$688
11Lincoln MKZ$2,158-$676
12Mercedes-Benz E300$2,162-$672
13Lexus ES 300H$2,170-$664
14Genesis G80$2,174-$660
15BMW 430i$2,190-$644
16Audi A6$2,212-$622
17Audi S4$2,224-$610
18Lexus GS 300$2,260-$574
19Jaguar XE$2,262-$572
20Lexus GS 350$2,282-$552
21BMW 530i$2,288-$546
22BMW 540xi$2,298-$536
23BMW 540i$2,304-$530
24BMW 440i$2,334-$500
25Jaguar XF$2,354-$480
26Mercedes-Benz AMG C43$2,410-$424
27Mercedes-Benz SL450$2,430-$404
28Mercedes-Benz E400$2,442-$392
29Infiniti Q50$2,450-$384
30BMW 530e$2,460-$374
31Audi RS 5$2,490-$344
32Mercedes-Benz AMG E43$2,500-$334
33BMW 530xi$2,504-$330
2018 Midsize Luxury Car Average$2,517-$317
34BMW M550i$2,582-$252
35Mercedes-Benz AMG C63$2,634-$200
36BMW 640xi$2,642-$192
37Audi S6$2,662-$172
38BMW 640i$2,712-$122
39Mercedes-Benz SL550$2,762-$72
40Lexus GS F$2,772-$62
41Tesla Model S$2,810-$24
42Lexus LC 500h$2,834--
43Lexus LC 500H$2,834$0
44Audi A7$2,844$10
45BMW 650xi$2,848$14
46Audi S7$3,022$188
47BMW M5$3,034$200
48BMW M6$3,228$394
49Mercedes-Benz SL63 AMG$3,280$446
50Mercedes-Benz SL65 AMG$4,084$1,250

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 LC 500h Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Lexus LC 500h.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Lexus LC 500h Insurance Rates by Trim Level
2018 Lexus LC 500h Trim Level Annual Premium Cost Per Month
Coupe$2,834$236

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Lexus LC 500h for different driver ages.

2018 Lexus LC 500h Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,020$835
17$9,765$814
18$8,857$738
19$8,017$668
20$6,163$514
21$5,877$490
22$5,275$440
23$4,287$357
24$4,067$339
25$3,302$275
30$3,034$253
35$2,908$242
40$2,834$236
45$2,638$220
50$2,494$208
55$2,332$194
60$2,340$195
65$2,498$208
70$2,682$224
75$3,136$261
80$3,866$322

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus LC 500h trim levels.