2019 Lexus LC 500h Car Insurance Calculator

Explore and understand how different factors impact the insurance cost for a 2019 Lexus LC 500h. Customize liability limits, policy deductibles, driver age, and policy discounts to learn how each affects rates. Instantly know if the choice you make raises or lowers the cost of insurance.

The average estimated car insurance premium for a 2019 Lexus LC 500h is $2,974 per year, or about $248 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,974

Cost Per Month

$248

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus LC 500h Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Lexus LC 500h.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,974
Average Rate
Your Rate
$2,974

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Lexus LC 500h trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Lexus LC 500h is $2,974.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Lexus LC 500h Segment Comparison

The table below compares insurance rates for the 2019 Lexus LC 500h against all other models in the midsize luxury car segment. The Lexus LC 500h is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus LC 500h, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus LC 500h.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Lexus LC 500h Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,850-$1,124
2Lexus IS 300$2,006-$968
3Lexus RC 300$2,094-$880
4Lexus ES 350$2,140-$834
5Lincoln MKZ$2,166-$808
6Mercedes-Benz SLC300$2,188-$786
7Mercedes-Benz AMG CLA45$2,198-$776
8Audi A3$2,236-$738
9Mercedes-Benz CLA250$2,260-$714
10Audi S5$2,264-$710
11Mercedes-Benz E300$2,274-$700
12Genesis G80$2,290-$684
13Lexus ES 300H$2,312-$662
14BMW 430i$2,328-$646
15Lexus GS 300$2,368-$606
16Audi A6$2,378-$596
17Audi S4$2,390-$584
18Lexus GS 350$2,396-$578
19Mercedes-Benz CLS450$2,410-$564
20BMW 540i$2,442-$532
21BMW 530i$2,444-$530
22Mercedes-Benz E450$2,474-$500
23Jaguar XF$2,484-$490
24BMW 440i$2,498-$476
25Mercedes-Benz AMG C43$2,552-$422
26Mercedes-Benz SL450$2,560-$414
2019 Midsize Luxury Car Average$2,573-$401
27BMW 530e$2,598-$376
28Infiniti Q50$2,614-$360
29BMW M550i$2,726-$248
30Audi RS 5$2,738-$236
31BMW 640i$2,772-$202
32Mercedes-Benz AMG C63$2,782-$192
33Tesla Model S$2,788-$186
34Lexus GS F$2,914-$60
35Mercedes-Benz SL550$2,922-$52
36Audi A7$2,946-$28
37Lexus LC 500h$2,974--
38Lexus LC 500H$2,974$0
39BMW M5$3,134$160
40BMW M6$3,472$498

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 LC 500h Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Lexus LC 500h.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Lexus LC 500h Insurance Rates by Trim Level
2019 Lexus LC 500h Trim Level Annual Premium Cost Per Month
Coupe HEV$2,974$248

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Lexus LC 500h for different driver ages.

2019 Lexus LC 500h Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,506$876
17$10,248$854
18$9,310$776
19$8,421$702
20$6,474$540
21$6,175$515
22$5,545$462
23$4,497$375
24$4,268$356
25$3,464$289
30$3,184$265
35$3,048$254
40$2,974$248
45$2,768$231
50$2,614$218
55$2,442$204
60$2,450$204
65$2,620$218
70$2,810$234
75$3,280$273
80$4,046$337

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus LC 500h trim levels.