2020 Lexus LC 500h Car Insurance Calculator

Get instant feedback how choices you make affect the cost of insurance for a 2020 Lexus LC 500h. Experiment with rate factors like policy discounts, vehicle trim level, and driving violations to see how insurance rates are affected. See instantly if the choice you made has a positive or negative impact on rates and exactly why.

The average estimated car insurance premium for a 2020 Lexus LC 500h is $3,320 per year, or about $277 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,320

Cost Per Month

$277

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus LC 500h Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Lexus LC 500h.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,320
Average Rate
Your Rate
$3,320

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Lexus LC 500h trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Lexus LC 500h is $3,320.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Lexus LC 500h Segment Comparison

The table below compares insurance rates for the 2020 Lexus LC 500h against all other models in the midsize luxury car segment. The Lexus LC 500h is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus LC 500h, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus LC 500h.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Lexus LC 500h Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,886-$1,434
2Lexus RC 300$2,168-$1,152
3Mercedes-Benz SLC300$2,230-$1,090
4Lexus ES 350$2,238-$1,082
5Lincoln MKZ$2,248-$1,072
6Mercedes-Benz AMG CLA45$2,268-$1,052
7Jaguar XE$2,272-$1,048
8Lexus IS 300$2,276-$1,044
9Audi A3$2,316-$1,004
10Cadillac CT5$2,354-$966
11Audi S5$2,414-$906
12Lexus GS 350$2,478-$842
13Mercedes-Benz E350$2,488-$832
14Lexus ES 300H$2,526-$794
15Audi S4$2,550-$770
16BMW 530i$2,558-$762
17BMW 540i$2,582-$738
18Mercedes-Benz CLA250$2,598-$722
19Genesis G80$2,604-$716
20Audi A6$2,614-$706
21Mercedes-Benz E450$2,644-$676
22BMW 430i$2,666-$654
23Mercedes-Benz CLS450$2,700-$620
24Jaguar XF$2,702-$618
2020 Midsize Luxury Car Average$2,785-$535
25BMW 440i$2,796-$524
26Mercedes-Benz AMG C43$2,804-$516
27Mercedes-Benz SL450$2,822-$498
28Audi RS 5$2,838-$482
29Audi S6$2,898-$422
30Infiniti Q50$2,926-$394
31BMW 530e$2,942-$378
32Lexus GS F$3,016-$304
33Mercedes-Benz AMG C63$3,056-$264
34BMW M550i$3,110-$210
35Mercedes-Benz SL550$3,136-$184
36Tesla Model S$3,192-$128
37Audi A7$3,236-$84
38Lexus LC 500h$3,320--
39Lexus LC 500H$3,320$0
40Audi S7$3,444$124
41BMW M8$3,448$128
42BMW M5$3,494$174

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 LC 500h Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Lexus LC 500h.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Lexus LC 500h Insurance Rates by Trim Level
2020 Lexus LC 500h Trim Level Annual Premium Cost Per Month
Coupe HEV$3,306$276
Sport Coupe HEV$3,306$276
Touring Coupe HEV$3,306$276
Performance Coupe HEV$3,368$281

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Lexus LC 500h for different driver ages.

2020 Lexus LC 500h Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$11,758$980
17$11,459$955
18$10,395$866
19$9,407$784
20$7,226$602
21$6,896$575
22$6,189$516
23$5,026$419
24$4,770$398
25$3,868$322
30$3,556$296
35$3,410$284
40$3,320$277
45$3,096$258
50$2,922$244
55$2,732$228
60$2,740$228
65$2,928$244
70$3,144$262
75$3,676$306
80$4,536$378

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus LC 500h trim levels.