2021 Lexus LC 500h Car Insurance Calculator

Watch in real-time how life choices impact car insurance rates for a 2021 Lexus LC 500h. Experiment with factors like your marital status, location, homeowner status, and credit rating. Instantly know how much rates change and learn exactly why.

The average estimated car insurance premium for a 2021 Lexus LC 500h is $3,432 per year, or about $286 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,432

Cost Per Month

$286

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus LC 500h Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Lexus LC 500h.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,432
Average Rate
Your Rate
$3,432

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Lexus LC 500h trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Lexus LC 500h is $3,432.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Lexus LC 500h Segment Comparison

The table below compares insurance rates for the 2021 Lexus LC 500h against all other models in the midsize luxury car segment. The Lexus LC 500h is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus LC 500h, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus LC 500h.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Lexus LC 500h Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,946-$1,486
2Lexus RC 300$2,240-$1,192
3Lexus ES 350$2,310-$1,122
4Mercedes-Benz AMG CLA45$2,322-$1,110
5Lexus IS 300$2,352-$1,080
6Audi A3$2,386-$1,046
7Cadillac CT5$2,428-$1,004
8Audi S5$2,494-$938
9Mercedes-Benz E350$2,568-$864
10Lexus ES 300H$2,606-$826
11Audi S4$2,630-$802
12BMW 530i$2,638-$794
13BMW 540i$2,668-$764
14Mercedes-Benz CLA250$2,682-$750
15Genesis G80$2,692-$740
16Audi A6$2,698-$734
17Mercedes-Benz E450$2,732-$700
18BMW 430i$2,754-$678
19Jaguar XF$2,756-$676
20Mercedes-Benz CLS450$2,790-$642
21Mercedes-Benz AMG C43$2,880-$552
22BMW 440i$2,894-$538
2021 Midsize Luxury Car Average$2,914-$518
23Audi RS 5$2,926-$506
24Audi S6$2,994-$438
25Infiniti Q50$3,016-$416
26BMW 530e$3,032-$400
27Mercedes-Benz AMG C63$3,158-$274
28BMW M550i$3,220-$212
29Tesla Model S$3,298-$134
30Audi A7$3,344-$88
31Lexus LC 500h$3,432--
32Lexus LC 500H$3,432$0
33Audi S7$3,562$130
34BMW M8$3,576$144
35BMW M5$3,612$180

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 LC 500h Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Lexus LC 500h.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Lexus LC 500h Insurance Rates by Trim Level
2021 Lexus LC 500h Trim Level Annual Premium Cost Per Month
Coupe HEV$3,416$285
Sport Coupe HEV$3,416$285
Touring Coupe HEV$3,416$285
Performance Coupe HEV$3,480$290

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Lexus LC 500h for different driver ages.

2021 Lexus LC 500h Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$12,134$1,011
17$11,832$986
18$10,745$895
19$9,720$810
20$7,470$623
21$7,127$594
22$6,398$533
23$5,193$433
24$4,930$411
25$3,996$333
30$3,676$306
35$3,520$293
40$3,432$286
45$3,196$266
50$3,020$252
55$2,820$235
60$2,830$236
65$3,022$252
70$3,242$270
75$3,790$316
80$4,676$390

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus LC 500h trim levels.