2022 Lexus LC 500h Car Insurance Calculator

Monitor in real-time how changes to driver risk factors and vehicle options affect the cost of insurance for a 2022 Lexus LC 500h. Change driving record, coverage levels, mileage driven, and vehicle usage plus many other factors. Instantly know if the change you make results in cheaper or more expensive car insurance.

The average estimated car insurance premium for a 2022 Lexus LC 500h is $3,348 per year, or about $279 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,348

Cost Per Month

$279

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus LC 500h Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Lexus LC 500h.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,348
Average Rate
Your Rate
$3,348

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Lexus LC 500h trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Lexus LC 500h is $3,348.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Lexus LC 500h Segment Comparison

The table below compares insurance rates for the 2022 Lexus LC 500h against all other models in the midsize luxury car segment. The Lexus LC 500h is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus LC 500h, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus LC 500h.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Lexus LC 500h Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,968-$1,380
2Lexus RC 300$2,370-$978
3Mercedes-Benz AMG CLA35$2,424-$924
4BMW i4$2,438-$910
5Cadillac CT5$2,446-$902
6Audi A3$2,472-$876
7Mercedes-Benz AMG CLA45$2,482-$866
8Mercedes-Benz CLA250$2,494-$854
9Lexus ES 250$2,504-$844
10Lexus IS 300$2,510-$838
11Lexus ES 350$2,518-$830
12Audi S5$2,596-$752
13Audi S4$2,612-$736
14BMW 530i$2,650-$698
15Lexus ES 300h$2,660-$688
16Genesis G80$2,674-$674
17Mercedes-Benz E350$2,676-$672
18BMW 530e$2,702-$646
19BMW 540i$2,708-$640
20BMW M440i$2,720-$628
21Mercedes-Benz E450$2,732-$616
22Audi A6$2,804-$544
23Jaguar XF$2,812-$536
2022 Midsize Luxury Car Average$2,819-$529
24Lexus IS 500$2,846-$502
25BMW 430i$2,876-$472
26Mercedes-Benz CLS450$2,896-$452
27Infiniti Q50$3,008-$340
28Audi RS 5$3,040-$308
29Mercedes-Benz AMG C43$3,060-$288
30Audi S6$3,082-$266
31Mercedes-Benz AMG C63$3,156-$192
32Audi A7$3,252-$96
33BMW M550i$3,282-$66
34Lexus LC 500h$3,348--
35Tesla Model S$3,408$60
36Audi S7$3,526$178
37BMW M8$3,656$308
38BMW M5$3,696$348

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 LC 500h Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Lexus LC 500h.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Lexus LC 500h Insurance Rates by Trim Level
2022 Lexus LC 500h Trim Level Annual Premium Cost Per Month
Hybrid Coupe$3,302$275
Hybrid Coupe Sport$3,336$278
Hybrid Coupe Touring$3,344$279
Hybrid Coupe Dynamic Handling$3,412$284

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Lexus LC 500h for different driver ages.

2022 Lexus LC 500h Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$11,597$966
17$11,333$944
18$10,341$862
19$9,354$780
20$7,221$602
21$6,892$574
22$6,208$517
23$5,043$420
24$4,793$399
25$3,898$325
30$3,590$299
35$3,434$286
40$3,348$279
45$3,116$260
50$2,940$245
55$2,746$229
60$2,754$230
65$2,936$245
70$3,136$261
75$3,638$303
80$4,464$372

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus LC 500h trim levels.