2023 Lexus LC 500h Car Insurance Calculator

Learn in real-time how changing risk factors impact the cost of car insurance for a 2023 Lexus LC 500h. Make changes to factors like your marital status, location, and homeowner status to see their effect on premiums. Immediately discover if the option you change raises or lowers your rate.

The average estimated car insurance premium for a 2023 Lexus LC 500h is $3,414 per year, or about $285 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,414

Cost Per Month

$285

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus LC 500h Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Lexus LC 500h.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,414
Average Rate
Your Rate
$3,414

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Lexus LC 500h trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Lexus LC 500h is $3,414.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Lexus LC 500h Segment Comparison

The table below compares insurance rates for the 2023 Lexus LC 500h against all other models in the midsize luxury car segment. The Lexus LC 500h is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus LC 500h, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus LC 500h.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Lexus LC 500h Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac CT5$2,450-$964
2Lexus ES 350$2,460-$954
3Lexus ES 250$2,472-$942
4Lexus RC 300$2,482-$932
5Mercedes-Benz AMG CLA35$2,488-$926
6Audi A3$2,492-$922
7Mercedes-Benz AMG CLA45$2,546-$868
8Mercedes-Benz CLA250$2,554-$860
9Lexus IS 300$2,568-$846
10Jaguar XF$2,578-$836
11Audi S4$2,628-$786
12BMW i4$2,636-$778
13Mercedes-Benz E350$2,654-$760
14Lexus ES 300h$2,690-$724
15BMW 530i$2,742-$672
16Audi A6$2,798-$616
17Audi S5$2,802-$612
18BMW 540i$2,808-$606
19BMW 430i$2,856-$558
20Lexus IS 500$2,858-$556
21Mercedes-Benz E450$2,886-$528
22Genesis G80$2,892-$522
2023 Midsize Luxury Car Average$2,899-$515
23Mercedes-Benz CLS450$2,968-$446
24Mercedes-Benz EQE 350$2,988-$426
25Audi RS 5$2,996-$418
26BMW 530e$3,014-$400
27Audi S6$3,044-$370
28Mercedes-Benz AMG C43$3,048-$366
29BMW M440i$3,052-$362
30Mercedes-Benz EQE 500$3,056-$358
31Audi A7$3,176-$238
32Infiniti Q50$3,180-$234
33Lexus LC 500h$3,414--
34BMW M550i$3,420$6
35Tesla Model S$3,498$84
36Audi S7$3,520$106
37BMW M5$3,624$210
38BMW M8$3,824$410

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 LC 500h Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Lexus LC 500h.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Lexus LC 500h Insurance Rates by Trim Level
2023 Lexus LC 500h Trim Level Annual Premium Cost Per Month
Hybrid Coupe$3,368$281
Hybrid Coupe Sport$3,402$284
Hybrid Coupe Touring$3,410$284
Hybrid Coupe Dynamic Handling$3,478$290

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Lexus LC 500h for different driver ages.

2023 Lexus LC 500h Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$11,824$985
17$11,557$963
18$10,550$879
19$9,542$795
20$7,364$614
21$7,033$586
22$6,334$528
23$5,143$429
24$4,888$407
25$3,974$331
30$3,660$305
35$3,500$292
40$3,414$285
45$3,176$265
50$2,998$250
55$2,800$233
60$2,810$234
65$2,994$250
70$3,196$266
75$3,706$309
80$4,550$379

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus LC 500h trim levels.