2019 Lexus LS 500 Car Insurance Calculator

Watch in real-time how changing risk factors affect the cost of insurance for a 2019 Lexus LS 500. Experiment with options like driving violations, coverage levels, and mileage driven to see how rates are affected. Immediately discover if the choice you make had an impact on rates.

The average estimated car insurance premium for a 2019 Lexus LS 500 is $2,644 per year, or about $220 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,644

Cost Per Month

$220

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus LS 500 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Lexus LS 500.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,644
Average Rate
Your Rate
$2,644

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Lexus LS 500 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Lexus LS 500 is $2,644.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Lexus LS 500 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2019 Lexus LS 500 against all other models in the large luxury car segment. The Lexus LS 500 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus LS 500, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus LS 500.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Lexus LS 500 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac CTS$2,124-$520
2Lincoln Continental$2,156-$488
3Audi A5$2,166-$478
4Cadillac CT6$2,220-$424
5Cadillac XTS$2,258-$386
6Volvo S90$2,358-$286
7Infiniti Q70$2,436-$208
8Acura RLX$2,512-$132
9Infiniti Q60$2,614-$30
10Lexus LS 500$2,644--
11Lexus LS 500H$2,654$10
12Mercedes-Benz AMG E53$2,664$20
13Genesis G90$2,744$100
14Kia K900$2,784$140
15Mercedes-Benz AMG CLS53$2,796$152
16Cadillac CTS-V$2,810$166
17Mercedes-Benz S450$2,854$210
18Jaguar XJ$2,870$226
19BMW 740e$2,956$312
20BMW 740i$2,976$332
2019 Large Luxury Car Average$2,981$337
21BMW 650i$3,002$358
22BMW M850i$3,010$366
23Mercedes-Benz E63 AMG$3,210$566
24Audi A8$3,218$574
25Mercedes-Benz S560$3,228$584
26BMW 750i$3,234$590
27Porsche Panamera$3,394$750
28BMW M760i$3,870$1,226
29Mercedes-Benz AMG S63$3,958$1,314
30Mercedes-Benz S65 AMG$4,972$2,328
31Bentley Mulsanne$5,734$3,090

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 LS 500 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Lexus LS 500.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Lexus LS 500 Insurance Rates by Trim Level
2019 Lexus LS 500 Trim Level Annual Premium Cost Per Month
Sedan$2,600$217
AWD$2,628$219
F-Sport AWD$2,660$222
F-Sport Sedan$2,688$224

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Lexus LS 500 for different driver ages.

2019 Lexus LS 500 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,443$787
17$9,186$766
18$8,297$691
19$7,520$627
20$5,765$480
21$5,499$458
22$4,925$410
23$4,006$334
24$3,797$316
25$3,080$257
30$2,826$236
35$2,712$226
40$2,644$220
45$2,464$205
50$2,330$194
55$2,176$181
60$2,186$182
65$2,336$195
70$2,516$210
75$2,952$246
80$3,648$304

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus LS 500 trim levels.