2018 Lexus LS 500h Car Insurance Calculator

Explore and learn how life choices impact car insurance rates for a 2018 Lexus LS 500h. Experiment with factors like annual miles driven, vehicle usage, driver gender, and your marital status. Find out instantly if your rates increased or decreased.

The average estimated car insurance premium for a 2018 Lexus LS 500h is $2,408 per year, or about $201 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,408

Cost Per Month

$201

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus LS 500h Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Lexus LS 500h.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,408
Average Rate
Your Rate
$2,408

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Lexus LS 500h trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Lexus LS 500h is $2,408.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Lexus LS 500h Segment Comparison

The table below compares insurance rates for the 2018 Lexus LS 500h against all other models in the large luxury car segment. The Lexus LS 500h is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus LS 500h, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus LS 500h.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Lexus LS 500h Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lincoln Continental$1,946-$462
2Cadillac CTS$2,010-$398
3Audi A5$2,090-$318
4Cadillac XTS$2,130-$278
5Cadillac CT6$2,156-$252
6Volvo S90$2,234-$174
7Lexus LS 500$2,318-$90
8Infiniti Q70$2,324-$84
9Acura RLX$2,364-$44
10Lexus LS 500h$2,408--
11Lexus LS 500H$2,408$0
12Mercedes-Benz CLS550$2,464$56
13Lexus GS 450$2,488$80
14Infiniti Q60$2,536$128
15Mercedes-Benz C63 AMG$2,582$174
16Cadillac CTS-V$2,654$246
17Mercedes-Benz S450$2,680$272
18Jaguar XJ$2,692$284
19Genesis G90$2,700$292
20BMW 740e$2,804$396
21BMW 740i$2,824$416
22Mercedes-Benz S560$2,832$424
23BMW 650i$2,838$430
2018 Large Luxury Car Average$2,850$442
24Audi RS 7$2,940$532
25Mercedes-Benz E63 AMG$3,020$612
26Mercedes-Benz CLS63 AMG$3,046$638
27BMW 750i$3,054$646
28Maserati Ghibli$3,058$650
29Porsche Panamera$3,118$710
30Audi A8$3,148$740
31BMW Alpina B6$3,234$826
32Maserati Quattroporte$3,246$838
33Audi S8$3,346$938
34Mercedes-Benz AMG$3,372$964
35Mercedes-Benz AMG S63$3,438$1,030
36BMW M760i$3,668$1,260
37Mercedes-Benz S65 AMG$4,432$2,024

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 LS 500h Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Lexus LS 500h.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Lexus LS 500h Insurance Rates by Trim Level
2018 Lexus LS 500h Trim Level Annual Premium Cost Per Month
Sedan$2,350$196
AWD$2,470$206

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Lexus LS 500h for different driver ages.

2018 Lexus LS 500h Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,653$721
17$8,397$700
18$7,548$629
19$6,855$571
20$5,247$437
21$5,000$417
22$4,478$373
23$3,652$304
24$3,458$288
25$2,804$234
30$2,570$214
35$2,472$206
40$2,408$201
45$2,248$187
50$2,128$177
55$1,990$166
60$1,996$166
65$2,132$178
70$2,302$192
75$2,710$226
80$3,350$279

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus LS 500h trim levels.