2019 Lexus LS 500h Car Insurance Calculator

Observe in real-time how different factors impact the cost of insurance for a 2019 Lexus LS 500h. Adjust rate factors like credit rating, policy coverages, and liability limits to see how insurance cost is affected. See instantly if your choice raised or lower rates and learn why.

The average estimated car insurance premium for a 2019 Lexus LS 500h is $2,654 per year, or about $221 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,654

Cost Per Month

$221

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus LS 500h Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Lexus LS 500h.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,654
Average Rate
Your Rate
$2,654

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Lexus LS 500h trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Lexus LS 500h is $2,654.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Lexus LS 500h Segment Comparison

The table below compares insurance rates for the 2019 Lexus LS 500h against all other models in the large luxury car segment. The Lexus LS 500h is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus LS 500h, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus LS 500h.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Lexus LS 500h Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac CTS$2,124-$530
2Lincoln Continental$2,156-$498
3Audi A5$2,166-$488
4Cadillac CT6$2,220-$434
5Cadillac XTS$2,258-$396
6Volvo S90$2,358-$296
7Infiniti Q70$2,436-$218
8Acura RLX$2,512-$142
9Infiniti Q60$2,614-$40
10Lexus LS 500$2,644-$10
11Lexus LS 500h$2,654--
12Lexus LS 500H$2,654$0
13Mercedes-Benz AMG E53$2,664$10
14Genesis G90$2,744$90
15Kia K900$2,784$130
16Mercedes-Benz AMG CLS53$2,796$142
17Cadillac CTS-V$2,810$156
18Mercedes-Benz S450$2,854$200
19Jaguar XJ$2,870$216
20BMW 740e$2,956$302
21BMW 740i$2,976$322
22BMW 650i$3,002$348
23BMW M850i$3,010$356
2019 Large Luxury Car Average$3,067$413
24Mercedes-Benz E63 AMG$3,210$556
25Audi A8$3,218$564
26Mercedes-Benz S560$3,228$574
27BMW 750i$3,234$580
28Porsche Panamera$3,394$740
29BMW M760i$3,870$1,216
30Mercedes-Benz AMG S63$3,958$1,304
31Mercedes-Benz S65 AMG$4,972$2,318
32Bentley Mulsanne$5,734$3,080

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 LS 500h Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Lexus LS 500h.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Lexus LS 500h Insurance Rates by Trim Level
2019 Lexus LS 500h Trim Level Annual Premium Cost Per Month
Sedan$2,600$217
AWD$2,710$226

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Lexus LS 500h for different driver ages.

2019 Lexus LS 500h Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,486$791
17$9,229$769
18$8,336$695
19$7,554$630
20$5,793$483
21$5,523$460
22$4,947$412
23$4,024$335
24$3,812$318
25$3,092$258
30$2,838$237
35$2,722$227
40$2,654$221
45$2,474$206
50$2,340$195
55$2,186$182
60$2,194$183
65$2,346$196
70$2,526$211
75$2,964$247
80$3,664$305

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus LS 500h trim levels.