2021 Lexus LS 500h Car Insurance Calculator

See and learn how different risk factors impact the cost of car insurance for a 2021 Lexus LS 500h. Tailor settings like policy discounts, trim level, and driving violations and watch the impact each has on cost. See instantly if the change results in higher or lower rates.

The average estimated car insurance premium for a 2021 Lexus LS 500h is $2,834 per year, or about $236 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,834

Cost Per Month

$236

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus LS 500h Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Lexus LS 500h.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,834
Average Rate
Your Rate
$2,834

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Lexus LS 500h trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Lexus LS 500h is $2,834.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Lexus LS 500h Segment Comparison

The table below compares insurance rates for the 2021 Lexus LS 500h against all other models in the large luxury car segment. The Lexus LS 500h is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus LS 500h, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus LS 500h.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Lexus LS 500h Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$2,358-$476
2Volvo S90$2,520-$314
3Lexus LS 500h$2,834--
4Lexus LS 500H$2,834$0
5Kia K900$2,888$54
6Lexus LS 500$2,980$146
7Mercedes-Benz AMG E53$3,026$192
8Infiniti Q60$3,038$204
9Genesis G90$3,046$212
10Mercedes-Benz AMG CLS53$3,118$284
11BMW 840i$3,184$350
12Mercedes-Benz S450$3,324$490
13BMW M850i$3,342$508
2021 Large Luxury Car Average$3,454$620
14BMW 740i$3,456$622
15BMW 850i$3,484$650
16Mercedes-Benz E63 AMG$3,500$666
17Porsche Panamera$3,646$812
18Audi A8$3,704$870
19Mercedes-Benz S560$3,738$904
20BMW 750i$3,754$920
21BMW M760i$4,238$1,404
22Mercedes-Benz AMG S63$4,532$1,698

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 LS 500h Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Lexus LS 500h.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Lexus LS 500h Insurance Rates by Trim Level
2021 Lexus LS 500h Trim Level Annual Premium Cost Per Month
Sedan$2,774$231
AWD$2,896$241

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Lexus LS 500h for different driver ages.

2021 Lexus LS 500h Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,070$839
17$9,808$817
18$8,885$740
19$8,043$670
20$6,176$515
21$5,890$491
22$5,282$440
23$4,292$358
24$4,070$339
25$3,302$275
30$3,032$253
35$2,908$242
40$2,834$236
45$2,640$220
50$2,496$208
55$2,332$194
60$2,342$195
65$2,502$209
70$2,686$224
75$3,148$262
80$3,886$324

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus LS 500h trim levels.