2013 Lexus LS 600H Car Insurance Calculator

Gain insights into how life choices affect the cost of insurance for a 2013 Lexus LS 600H. Experiment with rate factors like liability limits, policy deductibles, and driver age to see how insurance rates are affected. Immediately discover if the choices you make result in a cheaper or more expensive rate.

The average estimated car insurance premium for a 2013 Lexus LS 600H is $2,352 per year, or about $196 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,352

Cost Per Month

$196

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus LS 600H Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Lexus LS 600H.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,352
Average Rate
Your Rate
$2,352

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Lexus LS 600H trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Lexus LS 600H is $2,352.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Lexus LS 600H Segment Comparison

The table below compares insurance rates for the 2013 Lexus LS 600H against all other models in the large luxury car segment. The Lexus LS 600H is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus LS 600H, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus LS 600H.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Lexus LS 600H Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$1,592-$760
2Cadillac CTS$1,608-$744
3Cadillac XTS$1,632-$720
4Lincoln MKS$1,712-$640
5Cadillac CTS-V$1,838-$514
6Lexus GS 450$1,912-$440
7Infiniti M56$1,938-$414
8Lexus LS 460$1,940-$412
9Hyundai Equus$1,952-$400
10Mercedes-Benz CLS550$1,992-$360
11Mercedes-Benz E63 AMG$2,100-$252
12BMW 750xi$2,126-$226
13BMW 740i$2,134-$218
14Jaguar XJ$2,160-$192
15Mercedes-Benz C63 AMG$2,206-$146
16BMW 650i$2,244-$108
17Jaguar XJ Super$2,248-$104
18Mercedes-Benz CLS63 AMG$2,322-$30
2013 Large Luxury Car Average$2,329-$23
19Lexus LS 600H$2,352--
20Audi S8$2,378$26
21BMW 750i$2,386$34
22Mercedes-Benz S550$2,390$38
23Porsche Panamera$2,440$88
24Audi A8$2,442$90
25Mercedes-Benz CL550$2,468$116
26Maserati Quattroporte$2,474$122
27Mercedes-Benz S63 AMG$2,590$238
28BMW 760i$2,606$254
29Mercedes-Benz S600$2,806$454
30Mercedes-Benz CL600$2,820$468
31Mercedes-Benz S65 AMG$3,112$760
32Mercedes-Benz CL65 AMG$3,218$866
33Bentley Continental$3,244$892
34Bentley Mulsanne$3,806$1,454

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 LS 600H Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Lexus LS 600H.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Lexus LS 600H Insurance Rates by Trim Level
2013 Lexus LS 600H Trim Level Annual Premium Cost Per Month
L Sedan$2,352$196

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Lexus LS 600H for different driver ages.

2013 Lexus LS 600H Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,335$695
17$8,091$674
18$7,280$607
19$6,619$552
20$5,076$423
21$4,845$404
22$4,342$362
23$3,557$296
24$3,365$280
25$2,732$228
30$2,508$209
35$2,414$201
40$2,352$196
45$2,196$183
50$2,078$173
55$1,940$162
60$1,946$162
65$2,074$173
70$2,236$186
75$2,624$219
80$3,230$269

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus LS 600H trim levels.