2016 Lexus LS 600H Car Insurance Calculator

Get real-time feedback how decisions you make affect car insurance rates for a 2016 Lexus LS 600H. Change policy coverages, liability limits, deductibles, and driver's age plus many other factors. Instantly see if the changes you make have a positive or negative affect on rates.

The average estimated car insurance premium for a 2016 Lexus LS 600H is $2,876 per year, or about $240 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,876

Cost Per Month

$240

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus LS 600H Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Lexus LS 600H.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,876
Average Rate
Your Rate
$2,876

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Lexus LS 600H trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Lexus LS 600H is $2,876.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Lexus LS 600H Segment Comparison

The table below compares insurance rates for the 2016 Lexus LS 600H against all other models in the large luxury car segment. The Lexus LS 600H is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus LS 600H, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus LS 600H.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Lexus LS 600H Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac XTS$1,784-$1,092
2Cadillac CTS$1,808-$1,068
3Audi A5$1,876-$1,000
4Lincoln MKS$1,908-$968
5Cadillac CT6$1,924-$952
6Kia K900$2,152-$724
7Acura RLX$2,156-$720
8Infiniti Q70L$2,162-$714
9Mercedes-Benz CLS550$2,204-$672
10Lexus GS 450$2,218-$658
11Infiniti Q70$2,228-$648
12Hyundai Equus$2,256-$620
13Lexus LS 460$2,358-$518
14Mercedes-Benz C63 AMG$2,434-$442
15Cadillac CTS-V$2,440-$436
16BMW 740i$2,482-$394
17Jaguar XJ$2,498-$378
18Mercedes-Benz E63 AMG$2,508-$368
19BMW 650i$2,680-$196
20Maserati Ghibli$2,684-$192
2016 Large Luxury Car Average$2,713-$163
21Jaguar XJ Super$2,752-$124
22BMW 750i$2,772-$104
23Audi RS 7$2,828-$48
24Audi S8$2,856-$20
25Lexus LS 600H$2,876--
26Mercedes-Benz CLS63 AMG$2,878$2
27Mercedes-Benz S550$2,924$48
28Maserati Quattroporte$2,932$56
29Mercedes-Benz AMG$2,968$92
30Audi A8$3,014$138
31BMW Alpina B6$3,026$150
32Porsche Panamera$3,102$226
33Mercedes-Benz S63 AMG$3,330$454
34Mercedes-Benz S600$3,392$516
35Mercedes-Benz S65 AMG$3,910$1,034
36Mercedes-Benz S65$3,956$1,080
37Bentley Continental$4,024$1,148
38Bentley Mulsanne$4,798$1,922

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 LS 600H Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Lexus LS 600H.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Lexus LS 600H Insurance Rates by Trim Level
2016 Lexus LS 600H Trim Level Annual Premium Cost Per Month
L Sedan$2,876$240

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Lexus LS 600H for different driver ages.

2016 Lexus LS 600H Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,124$844
17$9,873$823
18$8,967$747
19$8,114$676
20$6,242$520
21$5,955$496
22$5,351$446
23$4,346$362
24$4,126$344
25$3,352$279
30$3,078$257
35$2,950$246
40$2,876$240
45$2,682$224
50$2,534$211
55$2,364$197
60$2,372$198
65$2,534$211
70$2,716$226
75$3,168$264
80$3,902$325

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus LS 600H trim levels.