Lexus LX 570 Car Insurance Calculator

Explore and learn how the choices you make impact the insurance cost for a Lexus LX 570. Update factors like vehicle usage, gender of the driver, and marital status to learn how rates change. See instantly if rates increase or decrease with changes you make.

The average estimated car insurance premium for a 2023 Lexus LX 570 is $3,210 per year, or about $268 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,210

Cost Per Month

$268

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus LX 570 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Lexus LX 570.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,210
Average Rate
Your Rate
$3,210

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Lexus LX 570.

The 'Average Rate' is a combined value for all Lexus LX 570 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Lexus LX 570 is $3,210.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Lexus LX 570 vs. the Large Luxury SUV Segment

The table below compares insurance rates for the 2023 Lexus LX 570 against all other models in the large luxury SUV segment. The Lexus LX 570 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus LX 570, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus LX 570.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Lexus LX 570 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo XC90$2,358-$852
2Lincoln Navigator$2,822-$388
3Infiniti QX80$2,846-$364
4BMW X7$2,900-$310
5Mercedes-Benz GLS450$2,914-$296
6Cadillac Escalade$3,160-$50
7Lexus LX 570$3,210--
2023 Large Luxury SUV Average$3,359$149
8Mercedes-Benz EQS 580 SUV$3,420$210
9BMW Alpina XB7$3,702$492
10Mercedes-Benz G550$3,854$644
11Land Rover Range Rover$3,970$760
12Mercedes-Benz G63 AMG$4,166$956
13Mercedes-Benz Maybach GLS 600$4,348$1,138

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 LX 570 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Lexus LX 570.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Lexus LX 570 Insurance Rates by Trim Level
2023 Lexus LX 570 Trim Level Annual Premium Cost Per Month
Two-row 4WD$3,186$266
Three-row 4WD$3,196$266
F Sport Handling 4WD$3,252$271

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Lexus LX 570 for different driver ages.

2023 Lexus LX 570 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$11,269$939
17$11,041$920
18$10,124$844
19$9,115$760
20$7,026$586
21$6,701$558
22$6,029$502
23$4,848$404
24$4,619$385
25$3,744$312
30$3,446$287
35$3,288$274
40$3,210$268
45$2,982$249
50$2,816$235
55$2,630$219
60$2,642$220
65$2,828$236
70$3,010$251
75$3,498$292
80$4,318$360

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus LX 570 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Lexus LX 570.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Lexus LX 570 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2023 Lexus LX 570$3,210$268
2022 Lexus LX 570$3,040$253
2021 Lexus LX 570$3,122$260
2020 Lexus LX 570$3,018$252
2019 Lexus LX 570$2,708$226
2018 Lexus LX 570$2,570$214
2017 Lexus LX 570$2,460$205
2016 Lexus LX 570$2,330$194
2015 Lexus LX 570$2,126$177
2014 Lexus LX 570$1,874$156
2013 Lexus LX 570$2,054$171

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Lexus LX 570 trim levels for each model year.