2016 Lexus NX 300H Car Insurance Calculator

Find out how different factors affect the cost of insurance for a 2016 Lexus NX 300H. Customize coverage amounts, annual mileage, vehicle usage, and driver gender to learn how each affects rates. Get instant feedback how the rate changes based on your selections and learn why rates increased or decreased.

The average estimated car insurance premium for a 2016 Lexus NX 300H is $1,738 per year, or about $145 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,738

Cost Per Month

$145

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus NX 300H Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Lexus NX 300H.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,738
Average Rate
Your Rate
$1,738

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Lexus NX 300H trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Lexus NX 300H is $1,738.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Lexus NX 300H Segment Comparison

The table below compares insurance rates for the 2016 Lexus NX 300H against all other models in the small luxury SUV segment. The Lexus NX 300H is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus NX 300H, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus NX 300H.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Lexus NX 300H Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo XC60$1,368-$370
2Acura RDX$1,390-$348
3Mercedes-Benz GLA250$1,542-$196
4Mercedes-Benz GLC300$1,624-$114
5BMW X1$1,632-$106
6Lincoln MKC$1,640-$98
7Audi Q3$1,730-$8
8Lexus NX 300H$1,738--
2016 Small Luxury SUV Average$1,778$40
9Mercedes-Benz GLA45 AMG$1,810$72
10Lexus NX 200T$1,834$96
11BMW X4$1,858$120
12BMW X3$1,862$124
13Infiniti QX70$1,876$138
14Land Rover Evoque$1,914$176
15Audi Q5$1,950$212
16Mercedes-Benz GLE550E$2,202$464
17Porsche Macan$2,252$514

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 NX 300H Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Lexus NX 300H.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Lexus NX 300H Insurance Rates by Trim Level
2016 Lexus NX 300H Trim Level Annual Premium Cost Per Month
2WD$1,714$143
4WD$1,762$147

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Lexus NX 300H for different driver ages.

2016 Lexus NX 300H Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,203$517
17$5,991$499
18$5,333$444
19$4,873$406
20$3,727$311
21$3,558$297
22$3,182$265
23$2,628$219
24$2,481$207
25$2,012$168
30$1,848$154
35$1,786$149
40$1,738$145
45$1,628$136
50$1,546$129
55$1,442$120
60$1,446$121
65$1,538$128
70$1,664$139
75$1,966$164
80$2,418$202

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus NX 300H trim levels.