2020 Lexus NX 300H Car Insurance Calculator

See and learn how changes to driver risk factors and vehicle options impact the insurance cost for a 2020 Lexus NX 300H. Experiment with factors like coverage deductibles, age of the driver, policy discounts, and NX 300H trim level. Get instant feedback how and why rates change based on your selections.

The average estimated car insurance premium for a 2020 Lexus NX 300H is $2,360 per year, or about $197 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,360

Cost Per Month

$197

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus NX 300H Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Lexus NX 300H.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,360
Average Rate
Your Rate
$2,360

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Lexus NX 300H trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Lexus NX 300H is $2,360.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Lexus NX 300H Segment Comparison

The table below compares insurance rates for the 2020 Lexus NX 300H against all other models in the small luxury SUV segment. The Lexus NX 300H is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus NX 300H, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus NX 300H.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Lexus NX 300H Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura RDX$1,730-$630
2Cadillac XT4$1,788-$572
3Volvo XC40$1,828-$532
4Lincoln Corsair$2,018-$342
5Lexus UX 250h$2,034-$326
6Volvo XC60$2,054-$306
7Mercedes-Benz GLB 250$2,082-$278
8Lexus UX 200$2,086-$274
9BMW X1$2,094-$266
10Lexus NX 300$2,098-$262
11Mercedes-Benz GLC300$2,104-$256
12Mercedes-Benz GLA250$2,180-$180
13Land Rover Evoque$2,182-$178
2020 Small Luxury SUV Average$2,197-$163
14BMW X2$2,222-$138
15Audi Q3$2,264-$96
16Audi Q5$2,288-$72
17Mercedes-Benz GLC350E$2,316-$44
18BMW X3$2,346-$14
19Lexus NX 300H$2,360--
20Mercedes-Benz GLA45 AMG$2,388$28
21Alfa Romeo Stelvio$2,406$46
22BMW X4$2,444$84
23Jaguar F-Pace$2,474$114
24Jaguar I-Pace$2,544$184
25Porsche Macan$2,604$244

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 NX 300H Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Lexus NX 300H.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Lexus NX 300H Insurance Rates by Trim Level
2020 Lexus NX 300H Trim Level Annual Premium Cost Per Month
4WD$2,298$192
Luxury 4WD$2,420$202

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Lexus NX 300H for different driver ages.

2020 Lexus NX 300H Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,517$710
17$8,257$688
18$7,403$617
19$6,727$561
20$5,143$429
21$4,903$409
22$4,385$365
23$3,585$299
24$3,387$282
25$2,748$229
30$2,514$210
35$2,424$202
40$2,360$197
45$2,204$184
50$2,088$174
55$1,950$163
60$1,956$163
65$2,090$174
70$2,260$188
75$2,666$222
80$3,300$275

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus NX 300H trim levels.