2022 Lexus NX 350h Car Insurance Calculator

Discover and learn how the choices you make impact car insurance rates for a 2022 Lexus NX 350h. Adjust factors such as vehicle usage, driver gender, marital status, and the state you live in. Know immediately if your changes have a favorable or unfavorable effect on the rates.

The average estimated car insurance premium for a 2022 Lexus NX 350h is $2,160 per year, or about $180 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,160

Cost Per Month

$180

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus NX 350h Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Lexus NX 350h.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,160
Average Rate
Your Rate
$2,160

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Lexus NX 350h trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Lexus NX 350h is $2,160.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Lexus NX 350h Segment Comparison

The table below compares insurance rates for the 2022 Lexus NX 350h against all other models in the small luxury SUV segment. The Lexus NX 350h is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus NX 350h, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus NX 350h.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Lexus NX 350h Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura RDX$1,832-$328
2Cadillac XT4$1,878-$282
3Volvo XC40$2,058-$102
4Lexus NX 250$2,126-$34
5BMW X1$2,130-$30
6Mercedes-Benz GLB 250$2,142-$18
7Lexus UX 250h$2,146-$14
8Lexus NX 350h$2,160--
9Lexus NX 350$2,180$20
10Lexus UX 200$2,184$24
11Lexus NX 450h$2,238$78
12Volvo C40$2,252$92
13Land Rover Evoque$2,260$100
14Lincoln Corsair$2,264$104
15Mercedes-Benz GLC300$2,266$106
16Mercedes-Benz GLA250$2,288$128
17Audi Q3$2,292$132
18Volvo XC60$2,300$140
19BMW X2$2,372$212
2022 Small Luxury SUV Average$2,397$237
20Mercedes-Benz GLA35 AMG$2,408$248
21Infiniti QX55$2,422$262
22Genesis GV70$2,450$290
23Audi Q5$2,480$320
24Mercedes-Benz GLA45 AMG$2,494$334
25Audi Q4$2,508$348
26Land Rover Defender$2,522$362
27Land Rover Range Rover Velar$2,532$372
28Alfa Romeo Stelvio$2,584$424
29BMW X3$2,620$460
30Porsche Macan$2,712$552
31Jaguar I-Pace$2,768$608
32Jaguar F-Pace$2,840$680
33BMW X4$2,920$760
34Aston Martin DBX$3,884$1,724

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 NX 350h Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Lexus NX 350h.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Lexus NX 350h Insurance Rates by Trim Level
2022 Lexus NX 350h Trim Level Annual Premium Cost Per Month
Hybrid AWD$2,160$180

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Lexus NX 350h for different driver ages.

2022 Lexus NX 350h Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,763$647
17$7,537$628
18$6,782$565
19$6,154$513
20$4,710$393
21$4,491$374
22$4,023$335
23$3,276$273
24$3,103$259
25$2,514$210
30$2,308$192
35$2,218$185
40$2,160$180
45$2,018$168
50$1,910$159
55$1,786$149
60$1,792$149
65$1,914$160
70$2,062$172
75$2,426$202
80$3,000$250

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus NX 350h trim levels.