2024 Lexus NX 450h Car Insurance Calculator

Gain insights into how changes to risk factors and vehicle options impact the insurance cost for a 2024 Lexus NX 450h. Customize rate factors like NX 450h trim level, driving record, policy coverages, and annual miles driven. Instantly see how much rates change and learn exactly why.

The average estimated car insurance premium for a 2024 Lexus NX 450h is $2,258 per year, or about $188 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,258

Cost Per Month

$188

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus NX 450h Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2024 Lexus NX 450h.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,258
Average Rate
Your Rate
$2,258

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2024 Lexus NX 450h trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Lexus NX 450h is $2,258.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Lexus NX 450h Segment Comparison

The table below compares insurance rates for the 2024 Lexus NX 450h against all other models in the small luxury SUV segment. The Lexus NX 450h is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus NX 450h, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus NX 450h.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Lexus NX 450h Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura RDX$1,958-$300
2Lexus NX 250$2,072-$186
3Cadillac XT4$2,114-$144
4Lexus NX 350h$2,210-$48
5Lincoln Corsair$2,236-$22
6Mercedes-Benz GLB 250$2,240-$18
7Lexus UX 250h$2,246-$12
8Lexus NX 450h$2,258--
9Mercedes-Benz GLA250$2,282$24
10Mercedes-Benz GLA35 AMG$2,290$32
11Land Rover Evoque$2,336$78
12Lexus NX 350$2,348$90
13Volvo XC40$2,356$98
14Volvo XC60$2,370$112
15Alfa Romeo Tonale$2,376$118
16Mercedes-Benz GLA45 AMG$2,388$130
17BMW X1$2,420$162
18Infiniti QX55$2,424$166
19Volvo C40$2,442$184
20BMW X2$2,452$194
21Lexus RZ 450e$2,478$220
22Mercedes-Benz EQB 300$2,492$234
23Mercedes-Benz GLC300$2,512$254
2024 Small Luxury SUV Average$2,541$283
24Mercedes-Benz EQB 350$2,552$294
25Genesis GV70$2,582$324
26Audi Q3$2,596$338
27Audi Q5$2,606$348
28Alfa Romeo Stelvio$2,630$372
29Land Rover Range Rover Velar$2,660$402
30BMW X4$2,712$454
31Audi Q4$2,736$478
32BMW X3$2,764$506
33Genesis GV60$2,848$590
34Porsche Macan$2,894$636
35Jaguar I-Pace$2,926$668
36Land Rover Defender$3,042$784
37Jaguar F-Pace$3,130$872
38Aston Martin DBX$4,562$2,304

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 NX 450h Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Lexus NX 450h.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Lexus NX 450h Insurance Rates by Trim Level
2024 Lexus NX 450h Trim Level Annual Premium Cost Per Month
Plug-in Hybrid AWD$2,250$188
Plug-in Hybrid F Sport Handling AWD$2,266$189

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Lexus NX 450h for different driver ages.

2024 Lexus NX 450h Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,856$655
17$7,668$639
18$6,980$582
19$6,317$526
20$4,867$406
21$4,646$387
22$4,176$348
23$3,397$283
24$3,228$269
25$2,624$219
30$2,420$202
35$2,316$193
40$2,258$188
45$2,104$175
50$1,988$166
55$1,858$155
60$1,864$155
65$1,986$166
70$2,120$177
75$2,462$205
80$3,026$252

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus NX 450h trim levels.