2017 Lexus RC 200T Car Insurance Calculator

View in real-time how seemingly small changes impact the insurance cost for a 2017 Lexus RC 200T. Modify options like driving violations, coverage levels, and mileage driven to see their impact. Immediately discover the change in rates and learn exactly why they changed.

The average estimated car insurance premium for a 2017 Lexus RC 200T is $2,082 per year, or about $174 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,082

Cost Per Month

$174

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus RC 200T Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2017 Lexus RC 200T.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,082
Average Rate
Your Rate
$2,082

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2017 Lexus RC 200T trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2017 Lexus RC 200T is $2,082.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2017 Lexus RC 200T Segment Comparison

The table below compares insurance rates for the 2017 Lexus RC 200T against all other models in the small luxury car segment. The Lexus RC 200T is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus RC 200T, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus RC 200T.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2017 Lexus RC 200T Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura TLX$1,806-$276
2BMW 230i$1,848-$234
3BMW 330i$1,870-$212
4Volvo S60$1,886-$196
5BMW 320i$1,888-$194
6Audi S3$1,890-$192
7Alfa Romeo Giulia$1,922-$160
8BMW 328d$1,926-$156
9BMW 330xi$1,952-$130
10Lexus RC 350$1,970-$112
11BMW 330e$1,978-$104
12BMW i3$1,992-$90
13BMW 328xi$2,008-$74
2017 Small Luxury Car Average$2,015-$67
14Mercedes-Benz C300$2,036-$46
15Cadillac ATS$2,048-$34
16Audi A4$2,054-$28
17BMW M240i$2,056-$26
18Lexus IS 350$2,066-$16
19Mercedes-Benz B250E$2,068-$14
20Mercedes-Benz AMG SLC43$2,072-$10
21Lexus RC 200T$2,082--
22Lexus IS 200T$2,088$6
23Audi RS 3$2,166$84
24Lexus CT 200H$2,192$110
25BMW 340i$2,256$174
26Lexus GS 200T$2,280$198

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2017 RC 200T Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2017 Lexus RC 200T.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2017 Lexus RC 200T Insurance Rates by Trim Level
2017 Lexus RC 200T Trim Level Annual Premium Cost Per Month
Coupe$2,082$174

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2017 Lexus RC 200T for different driver ages.

2017 Lexus RC 200T Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,378$615
17$7,163$597
18$6,448$537
19$5,858$488
20$4,494$375
21$4,290$358
22$3,845$320
23$3,146$262
24$2,980$248
25$2,418$202
30$2,224$185
35$2,138$178
40$2,082$174
45$1,944$162
50$1,842$154
55$1,720$143
60$1,726$144
65$1,838$153
70$1,978$165
75$2,322$194
80$2,860$238

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus RC 200T trim levels.