2017 Lexus RC 300 Car Insurance Calculator

Learn and understand how decisions you make affect car insurance rates for a 2017 Lexus RC 300. Customize rate factors like coverage deductibles, age of the driver, policy discounts, and RC 300 trim level. Get instant feedback if the choices you make are positive or negative.

The average estimated car insurance premium for a 2017 Lexus RC 300 is $1,910 per year, or about $159 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,910

Cost Per Month

$159

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus RC 300 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2017 Lexus RC 300.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,910
Average Rate
Your Rate
$1,910

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2017 Lexus RC 300 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2017 Lexus RC 300 is $1,910.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2017 Lexus RC 300 Segment Comparison

The table below compares insurance rates for the 2017 Lexus RC 300 against all other models in the midsize luxury car segment. The Lexus RC 300 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus RC 300, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus RC 300.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2017 Lexus RC 300 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,616-$294
2Lexus IS 300$1,856-$54
3Lexus RC 300$1,910--
4Mercedes-Benz AMG CLA45$1,940$30
5Audi S5$1,968$58
6Mercedes-Benz SLC300$1,978$68
7Lexus ES 350$1,982$72
8Genesis G80$1,998$88
9Mercedes-Benz E300$2,040$130
10Mercedes-Benz CLA250$2,052$142
11Mercedes-Benz C350E$2,056$146
12Audi A3$2,066$156
13Lincoln MKZ$2,070$160
14Lexus ES 300H$2,082$172
15BMW 430i$2,104$194
16Jaguar XE$2,148$238
17Audi A6$2,160$250
18Lexus GS 350$2,202$292
19BMW 540xi$2,210$300
20BMW 540i$2,216$306
21Jaguar XF$2,228$318
22BMW 440i$2,234$324
23BMW 530i$2,272$362
24Mercedes-Benz E400$2,284$374
25Mercedes-Benz AMG C43$2,310$400
26Mercedes-Benz SL450$2,312$402
2017 Midsize Luxury Car Average$2,357$447
27Mercedes-Benz E550$2,374$464
28BMW 535xi$2,382$472
29Infiniti Q50$2,384$474
30BMW 530xi$2,390$480
31Mercedes-Benz AMG E43$2,398$488
32BMW 535i$2,414$504
33Mercedes-Benz AMG C63$2,546$636
34Audi S6$2,554$644
35BMW 550xi$2,576$666
36BMW 640i$2,600$690
37Mercedes-Benz SL550$2,632$722
38BMW 640xi$2,650$740
39Lexus GS F$2,658$748
40Tesla Model S$2,710$800
41BMW 650xi$2,724$814
42Audi A7$2,752$842
43Mercedes-Benz S550E$2,842$932
44Audi S7$2,868$958
45BMW M6$3,066$1,156
46Mercedes-Benz SL63 AMG$3,122$1,212
47Mercedes-Benz SL65 AMG$3,838$1,928

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2017 RC 300 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2017 Lexus RC 300.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2017 Lexus RC 300 Insurance Rates by Trim Level
2017 Lexus RC 300 Trim Level Annual Premium Cost Per Month
AWD$1,910$159

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2017 Lexus RC 300 for different driver ages.

2017 Lexus RC 300 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,621$552
17$6,443$537
18$5,833$486
19$5,297$441
20$4,078$340
21$3,896$325
22$3,502$292
23$2,867$239
24$2,718$227
25$2,218$185
30$2,044$170
35$1,962$164
40$1,910$159
45$1,782$149
50$1,688$141
55$1,576$131
60$1,580$132
65$1,678$140
70$1,798$150
75$2,088$174
80$2,562$214

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus RC 300 trim levels.