2019 Lexus RC 300 Car Insurance Calculator

Get instant feedback how seemingly small changes impact the cost of insurance for a 2019 Lexus RC 300. Change vehicle usage, driver gender, marital status, and the state you live in plus many other factors. Know immediately if the change you make results in cheaper or more expensive car insurance.

The average estimated car insurance premium for a 2019 Lexus RC 300 is $2,094 per year, or about $175 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,094

Cost Per Month

$175

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus RC 300 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Lexus RC 300.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,094
Average Rate
Your Rate
$2,094

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Lexus RC 300 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Lexus RC 300 is $2,094.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Lexus RC 300 Segment Comparison

The table below compares insurance rates for the 2019 Lexus RC 300 against all other models in the midsize luxury car segment. The Lexus RC 300 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus RC 300, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus RC 300.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Lexus RC 300 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,850-$244
2Lexus IS 300$2,006-$88
3Lexus RC 300$2,094--
4Lexus ES 350$2,140$46
5Lincoln MKZ$2,166$72
6Mercedes-Benz SLC300$2,188$94
7Mercedes-Benz AMG CLA45$2,198$104
8Audi A3$2,236$142
9Mercedes-Benz CLA250$2,260$166
10Audi S5$2,264$170
11Mercedes-Benz E300$2,274$180
12Genesis G80$2,290$196
13Lexus ES 300H$2,312$218
14BMW 430i$2,328$234
15Lexus GS 300$2,368$274
16Audi A6$2,378$284
17Audi S4$2,390$296
18Lexus GS 350$2,396$302
19Mercedes-Benz CLS450$2,410$316
20BMW 540i$2,442$348
21BMW 530i$2,444$350
22Mercedes-Benz E450$2,474$380
23Jaguar XF$2,484$390
2019 Midsize Luxury Car Average$2,497$403
24BMW 440i$2,498$404
25Mercedes-Benz AMG C43$2,552$458
26Mercedes-Benz SL450$2,560$466
27BMW 530e$2,598$504
28Infiniti Q50$2,614$520
29BMW M550i$2,726$632
30Audi RS 5$2,738$644
31BMW 640i$2,772$678
32Mercedes-Benz AMG C63$2,782$688
33Tesla Model S$2,788$694
34Lexus GS F$2,914$820
35Mercedes-Benz SL550$2,922$828
36Audi A7$2,946$852
37Lexus LC 500H$2,974$880
38BMW M5$3,134$1,040
39BMW M6$3,472$1,378

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 RC 300 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Lexus RC 300.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Lexus RC 300 Insurance Rates by Trim Level
2019 Lexus RC 300 Trim Level Annual Premium Cost Per Month
AWD$2,094$175
Coupe$2,094$175

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Lexus RC 300 for different driver ages.

2019 Lexus RC 300 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,258$605
17$7,076$590
18$6,432$536
19$5,829$486
20$4,491$374
21$4,289$357
22$3,854$321
23$3,144$262
24$2,984$249
25$2,432$203
30$2,240$187
35$2,148$179
40$2,094$175
45$1,950$163
50$1,844$154
55$1,724$144
60$1,728$144
65$1,840$153
70$1,964$164
75$2,282$190
80$2,800$233

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus RC 300 trim levels.