2017 Lexus RC 350 Car Insurance Calculator

Discover and learn how life choices affect car insurance rates for a 2017 Lexus RC 350. Experiment with options like vehicle usage, gender of the driver, and marital status to see how rates are affected. See instantly if the choice you make has an impact on rates and why.

The average estimated car insurance premium for a 2017 Lexus RC 350 is $1,970 per year, or about $164 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,970

Cost Per Month

$164

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus RC 350 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2017 Lexus RC 350.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,970
Average Rate
Your Rate
$1,970

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2017 Lexus RC 350 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2017 Lexus RC 350 is $1,970.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2017 Lexus RC 350 vs. the Small Luxury Car Segment

The table below compares insurance rates for the 2017 Lexus RC 350 against all other models in the small luxury car segment. The Lexus RC 350 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus RC 350, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus RC 350.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2017 Lexus RC 350 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura TLX$1,806-$164
2BMW 230i$1,848-$122
3BMW 330i$1,870-$100
4Volvo S60$1,886-$84
5BMW 320i$1,888-$82
6Audi S3$1,890-$80
7Alfa Romeo Giulia$1,922-$48
8BMW 328d$1,926-$44
9BMW 330xi$1,952-$18
10Lexus RC 350$1,970--
11BMW 330e$1,978$8
12BMW i3$1,992$22
13BMW 328xi$2,008$38
2017 Small Luxury Car Average$2,015$45
14Mercedes-Benz C300$2,036$66
15Cadillac ATS$2,048$78
16Audi A4$2,054$84
17BMW M240i$2,056$86
18Lexus IS 350$2,066$96
19Mercedes-Benz B250E$2,068$98
20Mercedes-Benz AMG SLC43$2,072$102
21Lexus RC 200T$2,082$112
22Lexus IS 200T$2,088$118
23Audi RS 3$2,166$196
24Lexus CT 200H$2,192$222
25BMW 340i$2,256$286
26Lexus GS 200T$2,280$310

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2017 RC 350 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2017 Lexus RC 350.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2017 Lexus RC 350 Insurance Rates by Trim Level
2017 Lexus RC 350 Trim Level Annual Premium Cost Per Month
Coupe$1,926$161
AWD Coupe$2,014$168

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2017 Lexus RC 350 for different driver ages.

2017 Lexus RC 350 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,806$567
17$6,629$552
18$6,013$501
19$5,457$455
20$4,206$351
21$4,017$335
22$3,612$301
23$2,958$247
24$2,804$234
25$2,288$191
30$2,110$176
35$2,024$169
40$1,970$164
45$1,840$153
50$1,740$145
55$1,624$135
60$1,628$136
65$1,732$144
70$1,852$154
75$2,148$179
80$2,630$219

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus RC 350 trim levels.