2016 Lexus RC F Car Insurance Calculator

Understand how the choices you make impact the cost of insurance for a 2016 Lexus RC F. Tailor settings like homeowner status, credit history, and policy coverages to find out how each affects rates. Know immediately if the choices you make result in a cheaper or more expensive rate.

The average estimated car insurance premium for a 2016 Lexus RC F is $2,264 per year, or about $189 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,264

Cost Per Month

$189

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus RC F Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Lexus RC F.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,264
Average Rate
Your Rate
$2,264

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Lexus RC F trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Lexus RC F is $2,264.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Lexus RC F vs. the Sports Car Segment

The table below compares insurance rates for the 2016 Lexus RC F against all other models in the sports car segment. The Lexus RC F is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus RC F, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus RC F.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Lexus RC F Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$1,432-$832
2BMW Z4$1,734-$530
3Subaru BRZ$1,776-$488
4Subaru WRX$1,778-$486
5Porsche Cayman$1,852-$412
6Audi TT$1,870-$394
7Ford Mustang$1,938-$326
8Nissan 370Z$1,972-$292
9BMW M2$2,002-$262
10Chevrolet Camaro$2,012-$252
11Porsche Boxster$2,032-$232
12Dodge Challenger$2,172-$92
13Alfa Romeo 4C$2,216-$48
2016 Sports Car Average$2,233-$31
14Lexus RC F$2,264--
15Chevrolet Corvette$2,314$50
16Dodge Viper$2,324$60
17BMW M3$2,492$228
18Jaguar F-Type$2,536$272
19Porsche 911$2,560$296
20BMW M4$2,690$426
21Nissan GT-R$2,788$524
22BMW i8$3,214$950
23Maserati Granturismo$3,382$1,118

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 RC F Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Lexus RC F.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Lexus RC F Insurance Rates by Trim Level
2016 Lexus RC F Trim Level Annual Premium Cost Per Month
Coupe$2,264$189

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Lexus RC F for different driver ages.

2016 Lexus RC F Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,020$668
17$7,769$647
18$6,962$580
19$6,343$529
20$4,864$405
21$4,642$387
22$4,159$347
23$3,419$285
24$3,231$269
25$2,628$219
30$2,412$201
35$2,324$194
40$2,264$189
45$2,116$176
50$2,006$167
55$1,870$156
60$1,874$156
65$1,998$167
70$2,156$180
75$2,534$211
80$3,114$260

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus RC F trim levels.