2021 Lexus RC F Car Insurance Calculator

Discover and learn how changes to driver risk factors and vehicle options influence insurance rates for a 2021 Lexus RC F. Modify options like driver's age, policy discounts, and trim level and watch how each affects your rate. Know immediately whether rates increased or decreased.

The average estimated car insurance premium for a 2021 Lexus RC F is $2,742 per year, or about $229 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,742

Cost Per Month

$229

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus RC F Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Lexus RC F.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,742
Average Rate
Your Rate
$2,742

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Lexus RC F trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Lexus RC F is $2,742.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Lexus RC F vs. the Sports Car Segment

The table below compares insurance rates for the 2021 Lexus RC F against all other models in the sports car segment. The Lexus RC F is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus RC F, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus RC F.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Lexus RC F Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$1,816-$926
2Ford Mustang$2,216-$526
3BMW Z4$2,258-$484
4Audi TT$2,362-$380
5Toyota Supra$2,382-$360
6Subaru WRX$2,390-$352
7Nissan 370Z$2,434-$308
8Subaru BRZ$2,554-$188
9BMW M2$2,568-$174
10Porsche 718$2,612-$130
11Chevrolet Corvette$2,614-$128
12Chevrolet Camaro$2,732-$10
13Lexus RC F$2,742--
14Dodge Challenger$2,876$134
15Mercedes-Benz AMG GT53$2,978$236
2021 Sports Car Average$2,982$240
16Jaguar F-Type$3,294$552
17Lexus LC 500$3,360$618
18BMW M4$3,454$712
19Porsche 911$3,484$742
20Mercedes-Benz AMG GT63$3,944$1,202
21Acura NSX$3,972$1,230
22BMW i8$3,976$1,234
23Audi R8$4,272$1,530
24Nissan GT-R$4,274$1,532

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 RC F Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Lexus RC F.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Lexus RC F Insurance Rates by Trim Level
2021 Lexus RC F Trim Level Annual Premium Cost Per Month
Coupe$2,742$229

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Lexus RC F for different driver ages.

2021 Lexus RC F Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,584$799
17$9,322$777
18$8,429$702
19$7,656$638
20$5,890$491
21$5,622$469
22$5,051$421
23$4,136$345
24$3,918$327
25$3,186$266
30$2,932$244
35$2,816$235
40$2,742$229
45$2,556$213
50$2,420$202
55$2,258$188
60$2,266$189
65$2,410$201
70$2,588$216
75$3,022$252
80$3,708$309

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus RC F trim levels.