2024 Lexus RC F Car Insurance Calculator

Discover how seemingly small changes affect the cost of insurance for a 2024 Lexus RC F. Set options like homeowner status, credit history, and policy coverages to find out how each affects rates. Know immediately if your change increases or decreases premiums and why.

The average estimated car insurance premium for a 2024 Lexus RC F is $2,766 per year, or about $231 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,766

Cost Per Month

$231

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus RC F Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2024 Lexus RC F.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,766
Average Rate
Your Rate
$2,766

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2024 Lexus RC F trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Lexus RC F is $2,766.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Lexus RC F vs. the Sports Car Segment

The table below compares insurance rates for the 2024 Lexus RC F against all other models in the sports car segment. The Lexus RC F is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus RC F, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus RC F.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Lexus RC F Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$2,166-$600
2Toyota GR86$2,468-$298
3Ford Mustang$2,572-$194
4BMW Z4$2,590-$176
5Subaru WRX$2,624-$142
6Toyota GR Supra$2,632-$134
7BMW M2$2,708-$58
8Nissan Z$2,716-$50
9Lexus RC F$2,766--
10Subaru BRZ$2,802$36
11BMW M3$2,960$194
12Porsche 718$3,016$250
13Chevrolet Camaro$3,044$278
2024 Sports Car Average$3,222$456
14Chevrolet Corvette$3,244$478
15Porsche 911$3,356$590
16BMW M4$3,494$728
17Lexus LC 500$3,514$748
18Jaguar F-Type$3,694$928
19Mercedes-Benz AMG GT53$3,876$1,110
20Porsche Taycan$3,968$1,202
21Mercedes-Benz SL 55$4,520$1,754
22Nissan GT-R$4,562$1,796
23Mercedes-Benz SL 63$4,812$2,046

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 RC F Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Lexus RC F.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Lexus RC F Insurance Rates by Trim Level
2024 Lexus RC F Trim Level Annual Premium Cost Per Month
Base$2,570$214
Premium$2,676$223
Carbon$2,834$236
Track Edition$2,990$249

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Lexus RC F for different driver ages.

2024 Lexus RC F Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,575$798
17$9,345$779
18$8,510$709
19$7,707$642
20$5,950$496
21$5,679$473
22$5,113$426
23$4,166$347
24$3,956$330
25$3,218$268
30$2,966$247
35$2,840$237
40$2,766$231
45$2,580$215
50$2,438$203
55$2,274$190
60$2,282$190
65$2,430$203
70$2,594$216
75$3,010$251
80$3,690$308

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus RC F trim levels.