Lexus RX 350 Car Insurance Calculator

See and learn how different risk factors impact the insurance cost for a Lexus RX 350. Modify choices like driver gender, whether you're married or single, the state and city you live in, and homeowner status. Instantly see why rates change and by how much.

The average estimated car insurance premium for a 2024 Lexus RX 350 is $2,350 per year, or about $196 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,350

Cost Per Month

$196

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus RX 350 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Lexus RX 350.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,350
Average Rate
Your Rate
$2,350

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Lexus RX 350.

The 'Average Rate' is a combined value for all Lexus RX 350 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Lexus RX 350 is $2,350.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Lexus RX 350 Segment Comparison

The table below compares insurance rates for the 2024 Lexus RX 350 against all other models in the midsize luxury SUV segment. The Lexus RX 350 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus RX 350, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus RX 350.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Lexus RX 350 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Jaguar E-Pace$2,190-$160
2Cadillac XT5$2,210-$140
3Infiniti QX50$2,276-$74
4Cadillac XT6$2,292-$58
5Infiniti QX60$2,304-$46
6Mercedes-Benz AMG GLB35$2,308-$42
7Acura MDX$2,342-$8
8Lexus RX 350$2,350--
9Lexus TX 350$2,380$30
10Lexus RX 350h$2,410$60
11Lexus TX 500h$2,446$96
12Lexus RX 500h$2,454$104
13Lincoln Nautilus$2,472$122
14Lexus RX 450h$2,476$126
15Volvo V90$2,496$146
16Audi SQ5$2,584$234
17Mercedes-Benz GLE350$2,616$266
18Lincoln Aviator$2,636$286
19Lexus GX 550$2,664$314
20Volvo V60$2,742$392
21Land Rover Discovery Sport$2,746$396
22Mercedes-Benz GLE450$2,758$408
2024 Midsize Luxury SUV Average$2,782$432
23Cadillac Lyriq$2,784$434
24Volvo EX90$2,806$456
25Audi Q7$2,842$492
26Genesis GV80$2,854$504
27Mercedes-Benz AMG GLC43$2,868$518
28Audi e-tron$2,920$570
29Tesla Model X$2,944$594
30BMW X5$2,992$642
31Audi Q8$3,012$662
32Land Rover Discovery$3,026$676
33Mercedes-Benz AMG GLE53$3,046$696
34Audi SQ7$3,148$798
35BMW iX$3,192$842
36BMW X6$3,272$922
37Land Rover Range Rover Sport$3,410$1,060
38Audi RS 6$3,482$1,132
39Porsche Cayenne$3,506$1,156
40BMW XM$3,844$1,494
41Mercedes-Benz AMG GLE63$3,948$1,598

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 RX 350 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Lexus RX 350.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Lexus RX 350 Insurance Rates by Trim Level
2024 Lexus RX 350 Trim Level Annual Premium Cost Per Month
Base FWD$2,238$187
Base AWD$2,272$189
Premium FWD$2,286$191
Premium AWD$2,318$193
Premium+ FWD$2,330$194
Premium+ AWD$2,362$197
F Sport Handling AWD$2,412$201
Luxury FWD$2,450$204
Luxury AWD$2,484$207

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Lexus RX 350 for different driver ages.

2024 Lexus RX 350 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,230$686
17$8,042$670
18$7,335$611
19$6,624$552
20$5,100$425
21$4,868$406
22$4,375$365
23$3,541$295
24$3,366$281
25$2,736$228
30$2,520$210
35$2,410$201
40$2,350$196
45$2,190$183
50$2,068$172
55$1,932$161
60$1,938$162
65$2,070$173
70$2,210$184
75$2,566$214
80$3,166$264

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus RX 350 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Lexus RX 350.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Lexus RX 350 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Lexus RX 350$2,350$196
2023 Lexus RX 350$2,044$170
2022 Lexus RX 350$2,202$184
2021 Lexus RX 350$2,146$179
2020 Lexus RX 350$2,076$173
2019 Lexus RX 350$2,018$168
2018 Lexus RX 350$1,890$158
2017 Lexus RX 350$1,812$151
2016 Lexus RX 350$1,712$143
2015 Lexus RX 350$1,782$149
2014 Lexus RX 350$1,548$129
2013 Lexus RX 350$1,646$137

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Lexus RX 350 trim levels for each model year.