2015 Lexus RX 350 Car Insurance Calculator

Discover how changing risk factors impact the insurance cost for a 2015 Lexus RX 350. Experiment with rate factors like homeowner status, credit history, and policy coverages to see how insurance rates are affected. Know immediately if your choice increases or decreases premiums and why.

The average estimated car insurance premium for a 2015 Lexus RX 350 is $1,782 per year, or about $149 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,782

Cost Per Month

$149

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus RX 350 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Lexus RX 350.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,782
Average Rate
Your Rate
$1,782

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Lexus RX 350 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Lexus RX 350 is $1,782.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Lexus RX 350 Segment Comparison

The table below compares insurance rates for the 2015 Lexus RX 350 against all other models in the midsize luxury SUV segment. The Lexus RX 350 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus RX 350, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus RX 350.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Lexus RX 350 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo V60$1,488-$294
2Infiniti QX50$1,550-$232
3Lincoln MKX$1,554-$228
4Acura MDX$1,570-$212
5Volvo XC70$1,596-$186
6Mercedes-Benz GLK350$1,622-$160
7Land Rover Discovery$1,638-$144
8Lincoln MKT$1,690-$92
9Cadillac SRX$1,710-$72
10Land Rover LR2$1,722-$60
11Lexus RX 350$1,782--
12Infiniti QX60$1,814$32
13Lexus GX 460$1,820$38
2015 Midsize Luxury SUV Average$1,831$49
14Audi SQ5$1,870$88
15Audi Q7$1,970$188
16Lexus RX 450$2,012$230
17Mercedes-Benz ML350$2,028$246
18Mercedes-Benz GL350$2,032$250
19BMW X5$2,038$256
20Mercedes-Benz GL450$2,072$290
21Porsche Cayenne$2,150$368
22Mercedes-Benz ML400$2,176$394
23BMW X6$2,206$424

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 RX 350 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Lexus RX 350.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Lexus RX 350 Insurance Rates by Trim Level
2015 Lexus RX 350 Trim Level Annual Premium Cost Per Month
2WD$1,766$147
4WD$1,766$147
F Sport 4WD$1,812$151

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Lexus RX 350 for different driver ages.

2015 Lexus RX 350 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,473$539
17$6,224$519
18$5,489$457
19$5,034$420
20$3,834$320
21$3,655$305
22$3,260$272
23$2,708$226
24$2,545$212
25$2,064$172
30$1,888$157
35$1,834$153
40$1,782$149
45$1,672$139
50$1,590$133
55$1,484$124
60$1,488$124
65$1,582$132
70$1,726$144
75$2,054$171
80$2,534$211

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus RX 350 trim levels.