2016 Lexus RX 350 Car Insurance Calculator

Watch in real-time how different factors impact car insurance rates for a 2016 Lexus RX 350. Customize factors such as driver's age, policy discounts, and vehicle trim level to see how rates are affected. Know immediately whether rates increased or decreased.

The average estimated car insurance premium for a 2016 Lexus RX 350 is $1,712 per year, or about $143 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,712

Cost Per Month

$143

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus RX 350 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Lexus RX 350.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,712
Average Rate
Your Rate
$1,712

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Lexus RX 350 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Lexus RX 350 is $1,712.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Lexus RX 350 Segment Comparison

The table below compares insurance rates for the 2016 Lexus RX 350 against all other models in the midsize luxury SUV segment. The Lexus RX 350 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus RX 350, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus RX 350.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Lexus RX 350 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Infiniti QX50$1,500-$212
2Lincoln MKX$1,556-$156
3Volvo V60$1,698-$14
4Lexus RX 350$1,712--
5Volvo XC70$1,730$18
6Cadillac SRX$1,798$86
7Acura MDX$1,860$148
8Lincoln MKT$1,884$172
9Infiniti QX60$1,900$188
10Lexus GX 460$1,932$220
11Lexus RX 450$1,946$234
12Mercedes-Benz GLE350$1,974$262
13Land Rover Discovery$1,978$266
2016 Midsize Luxury SUV Average$2,005$293
14Audi SQ5$2,040$328
15Mercedes-Benz GL350$2,056$344
16Mercedes-Benz GLE400$2,120$408
17Tesla Model X$2,208$496
18Mercedes-Benz GLE300$2,212$500
19Mercedes-Benz GL450$2,250$538
20BMW X5$2,264$552
21Mercedes-Benz GLE450$2,282$570
22Mercedes-Benz AMG GLE63$2,358$646
23Porsche Cayenne$2,402$690
24BMW X6$2,460$748

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 RX 350 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Lexus RX 350.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Lexus RX 350 Insurance Rates by Trim Level
2016 Lexus RX 350 Trim Level Annual Premium Cost Per Month
2WD$1,698$142
4WD$1,698$142
F Sport 4WD$1,744$145

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Lexus RX 350 for different driver ages.

2016 Lexus RX 350 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,011$501
17$5,834$486
18$5,255$438
19$4,779$398
20$3,668$306
21$3,501$292
22$3,139$262
23$2,578$215
24$2,439$203
25$1,988$166
30$1,828$152
35$1,760$147
40$1,712$143
45$1,602$134
50$1,516$126
55$1,418$118
60$1,422$119
65$1,512$126
70$1,622$135
75$1,896$158
80$2,332$194

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus RX 350 trim levels.