2018 Lexus RX 350 Car Insurance Calculator

Observe in real-time how different factors impact the insurance cost for a 2018 Lexus RX 350. Make changes to factors like your marital status, location, and homeowner status to see their effect on premiums. Immediately discover if rates get cheaper or more expensive and why.

The average estimated car insurance premium for a 2018 Lexus RX 350 is $1,890 per year, or about $158 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,890

Cost Per Month

$158

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Lexus RX 350 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Lexus RX 350.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,890
Average Rate
Your Rate
$1,890

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Lexus RX 350 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Lexus RX 350 is $1,890.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Lexus RX 350 Segment Comparison

The table below compares insurance rates for the 2018 Lexus RX 350 against all other models in the midsize luxury SUV segment. The Lexus RX 350 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Lexus RX 350, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Lexus RX 350.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Lexus RX 350 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo V60$1,696-$194
2Cadillac XT5$1,758-$132
3Lexus RX 350L$1,818-$72
4Lincoln MKT$1,864-$26
5Lexus RX 350$1,890--
6Lincoln MKX$1,940$50
7Jaguar E-Pace$1,956$66
8Acura MDX$1,978$88
9Audi SQ5$2,004$114
10Lexus RX 450$2,046$156
11Volvo V90$2,060$170
12Lexus GX 460$2,062$172
13Infiniti QX60$2,078$188
14Land Rover Discovery$2,090$200
15Lexus RX 450hL$2,120$230
2018 Midsize Luxury SUV Average$2,181$291
16Mercedes-Benz AMG GLC43$2,206$316
17Audi Q7$2,218$328
18Mercedes-Benz GLE350$2,238$348
19BMW X5$2,282$392
20Mercedes-Benz AMG GLC63$2,438$548
21Maserati Levante$2,522$632
22Tesla Model X$2,610$720
23Mercedes-Benz AMG GLE43$2,612$722
24Porsche Cayenne$2,724$834
25Mercedes-Benz AMG GLE63$2,736$846
26BMW X6$2,756$866

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 RX 350 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Lexus RX 350.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Lexus RX 350 Insurance Rates by Trim Level
2018 Lexus RX 350 Trim Level Annual Premium Cost Per Month
2WD$1,846$154
4WD$1,846$154
F Sport 2WD$1,902$159
F Sport 4WD$1,958$163

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Lexus RX 350 for different driver ages.

2018 Lexus RX 350 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,621$552
17$6,441$537
18$5,827$486
19$5,287$441
20$4,061$338
21$3,879$323
22$3,481$290
23$2,844$237
24$2,696$225
25$2,194$183
30$2,020$168
35$1,940$162
40$1,890$158
45$1,764$147
50$1,668$139
55$1,558$130
60$1,564$130
65$1,666$139
70$1,786$149
75$2,080$173
80$2,558$213

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Lexus RX 350 trim levels.